260 Sides Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 260 Sides Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,544 sqft · built 2020
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Jul 2020)
Tax Bill	$2,015 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`356A280`

Property Details

APN / Parcel Number

Primary APN	`356A280`
Alternative APN	`6346428`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Composition/Composite
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	208 ft deep x 136 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	260 SIDES RD
City	SALISBURY
State	NC
Zip	28146-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 .63AC PT 60,L 61-65 BLK A
Legal Subdivision	W H C LYERLY PROPERTY
Legal Tract	1
Legal Block	A
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	4
Census Block	4000
Census Tract	51002

Owner

260 Sides Rd is owned and occupied by an individual who bought it in July 2020.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	260 SIDES RD, SALISBURY, NC 28146-6903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jul 1, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Nov 20, 2019	Warranty Deed, Construction Loan NOT AVAILABLE
Sep 18, 2019	Warranty Deed, Construction Loan NOT AVAILABLE
Feb 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Sep 18, 2019 · Amount on File
Deed Book / Page	1351 / 557
Prior Transfer Date	Aug 10, 2010
Prior Transfer Doc	0011650892
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Jun 3, 2026
Property Address	260 SIDES RD, SALISBURY, NC 28146-6903
Document Number	1484000382
Book / Page	1484 / 382
Instrument Date	May 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 SIDES RD, SALISBURY, NC 28146-6903

Mortgage

Document Number	1484000382,
Date	Jun 3, 2026
Book Page	1484/382

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.64%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 1, 2020
Property Address	260 SIDES RD, SALISBURY, NC 28146-6903
Document Number	0013510557
Book / Page	001351 / 000557
Instrument Date	Jun 30, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 SIDES RD SALISBURY NC 281466903, SALISBURY, NC 28146-6903

Mortgage

Document Number	13510558
Date	Jul 1, 2020
Book Page	001351/000558

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

November 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 20, 2019
Property Address	260 SIDES RD, SALISBURY, NC 28146-6903
Document Number	0013380408
Book / Page	001338 / 000408
Instrument Date	Oct 25, 2019
Transaction Type	Construction Loan
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	420 WOODSON RD GOLD HILL NC 280719630, GOLD HILL, NC 28071-9630

September 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 18, 2019
Property Address	260 SIDES RD, SALISBURY, NC 28146-6903
Document Number	0013340759
Book / Page	001334 / 000759
Instrument Date	Sep 10, 2019
Transaction Type	Construction Loan
Record Updated	Sep 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$38.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1990 UPPER PALMER RD SALISBURY NC 281468183, SALISBURY, NC 28146-8183

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 16, 2018
Property Address	260 SIDES RD, SALISBURY, NC 28146-6903
Document Number	0013040375
Book / Page	001304 / 000375
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$38.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 432 ROCKWELL NC 281380432, ROCKWELL, NC 28138-0432

Tax Assessment & Valuation

The 2026 property tax bill for 260 Sides Rd was $2,015.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,015.00	$300,783 (-) Land $34,200 Building $266,583	$300,783 Land $34,200 Building $266,583
2025	$2,015.00	$300,783 Land $34,200 Building $266,583
2023	$2,015.00	$300,783 Land $34,200 Building $266,583	$300,783 Land $34,200 Building $266,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Sides Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Sides Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sides Rd

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