260 Saddlebrook Dr SE, Calhoun, GA 30701 Property Records

Gordon County property record for 260 Saddlebrook Dr SE, Calhoun, GA 30701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,791 sqft · built 1991
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Sep 2020)
Tax Bill	$3,836 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56B-120`

Property Details

APN / Parcel Number

Primary APN	`C56B-120`
Alternative APNs	`CG56B-120` `20652`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,791 sqft Heated Area
1st Floor Area	1,614 sqft
2nd Floor Area	1,177 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Terrain	Rolling
Garage Area	640 sqft
Porch	Patio
Porch Area	625 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	20652
Street Address	260 SADDLEBROOK DR SE
City	CALHOUN
State	GA
Zip	30701-4655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 16 SADDLEBROOK SUB
Legal Subdivision	SADDLEBROOK
Legal Lot Number	16
Jurisdiction	GORDON GA
Township / Civil Division	CALHOUN
Census Block Group	2
Census Block	2022
Census Tract	970801

Owner

260 Saddlebrook Dr SE is owned and occupied by an individual who bought it in September 2020.

Source: Gordon County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	260 SADDLEBROOK DR SE, CALHOUN, GA 30701-4655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Sep 16, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Prior Sale	Jul 25, 2012 · Amount on File
Deed Document Number	20201822
Deed Book / Page	2376 / 105
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORDON GA
Recording Date	Jun 4, 2026
Property Address	260 SADDLEBROOK DR SE, CALHOUN, GA 30701-4655
Document Number	2899000135
Book / Page	2899 / 135
Instrument Date	May 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 SADDLEBROOK DR SE, CALHOUN, GA 30701-4655

Mortgage

Document Number	2899000135,
Date	Jun 4, 2026
Book Page	2899/135

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORDON GA
Property Address	260 SADDLEBROOK DR SE, CALHOUN, GA 30701-4655
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 SADDLEBROOK DR SE, CALHOUN, GA 30701-4655

Mortgage

Document Number	0025460000000338
Date	Oct 26, 2021
Book Page	0000002546/0000000338

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORDON GA
Recording Date	Sep 16, 2020
Property Address	260 SADDLEBROOK DR SE, CALHOUN, GA 30701-4655
Document Number	0023760105
Book / Page	002376 / 000105
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 SADDLEBROOK DR SE CALHOUN GA 307014655, CALHOUN, GA 30701-4655

Mortgage

Document Number	23760106
Date	Sep 16, 2020
Book Page	002376/000106

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 260 Saddlebrook Dr SE was $3,836 with a homeowner's exemption.

Source: Gordon County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Calhoun City
County	Gordon County
Unified School District	Calhoun City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,836.00 Homeowner's exemption	$163,048 Land $11,400 Building $151,648	$407,620 Land $28,500 Building $379,120
2023	$3,367.00 (-0.47%) Homeowner's exemption	$120,408 (+6.77%) Land $11,400 Building $109,008	$301,020 (+6.77%) Land $28,500 Building $272,520
2022	$3,383.00 Homeowner's exemption	$112,768 Land $11,400 Building $101,368	$281,920 Land $28,500 Building $253,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 260 Saddlebrook Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 31, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Saddlebrook Dr SE is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALHOUN serves 53,090 people · EPA ID GA1290000
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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