260 S Prospect St, Hagerstown, MD 21740 Property Records

Washington County property record for 260 S Prospect St, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,465 sqft · built 1920
Lot Size	0.299 acres (13,040 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2020)
Tax Bill	$2,232 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-007618`

Property Details

APN / Parcel Number

Primary APN	`03-007618`
Alternative APN	`007618`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,465 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	13,040 sqft (0.299 acres)
Lot Dimensions	200 ft deep x 60 ft wide
Porch	Slab
Porch Area	288 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	007618
Street Address	260 S PROSPECT ST
City	HAGERSTOWN
State	MD
Zip	21740-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Description	.299AC 260 S PROSPECT ST
Legal Lot Number	260
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	1
Census Block	1004
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	260 S PROSPECT ST, HAGERSTOWN, MD 21740-5412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
May 1, 2019	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	May 1, 2019 · Amount on Record
Deed Book / Page	6248 / 42
Record Updated	Oct 29, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 11, 2020
Property Address	260 S PROSPECT ST, HAGERSTOWN, MD 21740-5412
Document Number	0062480042
Book / Page	6248 / 42
Instrument Date	May 8, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	260 S PROSPECT ST, HAGERSTOWN, MD 21740-5412

Mortgage

Document Number	0000624849
Date	May 11, 2020
Instrument	6248/49

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 1, 2019
Property Address	260 S PROSPECT ST, HAGERSTOWN, MD 21740-5412
Document Number	0059670376
Book / Page	005967 / 000376
Instrument Date	Apr 19, 2019
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	260 S PROSPECT ST HAGERSTOWN MD 217405412, HAGERSTOWN, MD 21740-5412

Mortgage

Document Number	59670382
Date	May 1, 2019
Book Page	005967/000382

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,232.00 (+5.58%) Homeowner's exemption	$290,467 (+8.95%)	$338,200 (+26.86%) Land $48,200 Building $290,000
2025	$2,114.00 (+10.1%) Homeowner's exemption	$266,600 (+3.41%) Land $48,200 Building $218,400	$266,600 (-) Land $48,200 Building $218,400
2023	$1,920.00 Homeowner's exemption	$257,800	$266,600 Land $48,200 Building $218,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

Nearby Properties on S Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures