Geauga County property record for 260 S Oval Dr, Chardon, OH 44024
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,539 sqft · built 1986 |
| Lot Size | 0.2 acres (8,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Apr 2021) |
| Tax Bill | $3,532 (2025) |
| Deeds & Mortgages | Jul 2019 Construction Loan Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-164735 |
| Primary APN | 10-164735 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,539 sqft Living Area |
| 1st Floor Area | 1,041 sqft |
| Upper Floors Area | 498 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,610 sqft (0.2 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 005247-2 |
|---|---|
| Street Address | 260 S OVAL DR |
| City | CHARDON |
| State | OH |
| Zip | 44024-1462 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R3L |
| Legal Description | UNIT 1 P K BURLINGTON OF GEAUGA CONDOMINIUM #4 |
| Legal Subdivision | BURLINGTON OF GEAUGA |
| Legal Unit | 1 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 312201 |
260 S Oval Dr, a condominium, is owned and occupied by an individual who bought it in April 2021.
Source: Geauga County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 260 S OVAL DR, CHARDON, OH 44024-1462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 28, 2021 | Survivorship Deed, Transfer · Conventional Mortgage THE MIDDLEFIELD BANKING CO |
| Aug 11, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on File |
| Deed Sale | Apr 28, 2021 · Amount on File |
| Prior Sale | Dec 7, 2012 · Amount on File |
| Deed Document Number | 2021981857 |
| Deed Book / Page | 2123 / 308 |
| Prior Transfer Date | Oct 1, 2019 |
| Prior Transfer Doc | 0020800209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 260 S OVAL DR, CHARDON, OH 44024-1462 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 260 S OVAL DR, CHARDON, OH 44024-1462 |
| Document Number | 0020741252 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 2074/1252 |
| Instrument | 201900951340 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 25, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Apr 28, 2021 |
| Property Address | 260 S OVAL DR, CHARDON, OH 44024-1462 |
| Document Number | 0021230308 |
| Book / Page | 2123 / 308 |
| Map Reference | VOL 726 PG 131 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 202100981857 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | TITLE PROFESSIONALS GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 260 S OVAL DR, CHARDON, OH 44024-1462 |
| Investor | Possibly a Property Investor |
| Document Number | 202100981858 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 202100981858 |
| Name | THE MIDDLEFIELD BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 260 S OVAL DR, CHARDON, OH 44024-1462 |
| Document Number | 0020390361 |
| Instrument Date | Aug 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 260 S OVAL DR CHARDON OH 440241462, CHARDON, OH 44024-1462 |
| Document Number | 0020390361 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 002039/000361 |
| Instrument | 926133 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 260 S Oval Dr was $3,532, down 0.1% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| Municipality | Chardon City |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,532.00 (-0.11%) | $69,900 (-) Land $12,600 Building $57,300 | |
| 2024 | $3,536.00 (+4.09%) | $69,900 (-) Land $12,600 Building $57,300 | |
| 2023 | $3,397.00 Homeowner's exemption | $69,900 (+21.19%) Land $12,600 Building $57,300 | $199,700 Land $36,000 Building $163,700 |
| 2022 | $57,680 Land $10,500 Building $47,180 | ||
| 2021 | $3,316.00 | ||
| 2020 | $164,800 Land $30,000 Building $134,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 260 S Oval Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 260 S Oval Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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