260 Riverside Dr, Paducah, KY 42003 Property Records

McCracken County property record for 260 Riverside Dr, Paducah, KY 42003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,204 sqft · built 1963
Lot Size	1.01 acres (44,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,900 (Aug 2025)
Tax Bill	$1,631 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128-40-04-008`

Property Details

APN / Parcel Number

Primary APN	`128-40-04-008`
Alternative APNs	`131828` `131827` `162871`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,204 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,000 sqft (1.01 acres)
Lot Dimensions	440 ft deep x 100 ft wide
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	162871
Street Address	260 RIVERSIDE DR
City	PADUCAH
State	KY
Zip	42003-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23-15-29 100 X 440 260 RIVERSIDE L7B
Legal Subdivision	RIVERSIDE TERRACE SUB
Legal Lot Number	7B
Jurisdiction	MCCRACKEN KY
Township / Civil Division	PADUCAH
Census Block Group	4
Census Block	4000
Census Tract	31100

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 RIVERSIDE DR, PADUCAH, KY 42003-1031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC
Aug 15, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	2025721796
Deed Book / Page	1527 / 20
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Recording Date	Jun 1, 2026
Property Address	260 RIVERSIDE DR, PADUCAH, KY 42003-1031
Document Number	0000847592
Book / Page	1882 / 1
Instrument Date	May 22, 2026
Instrument	2026847592
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 RIVERSIDE DR, PADUCAH, KY 42003-1031

Mortgage

Document Number	0000847592,
Date	Jun 1, 2026
Book Page	1882/1
Instrument	2026847592

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCCRACKEN KY
Recording Date	Aug 15, 2025
Property Address	260 RIVERSIDE DR, PADUCAH, KY 42003-1031
Document Number	00D1527/20
Book / Page	D1527 / 20
Map Reference	MB G PG 17
Instrument Date	Aug 15, 2025
Instrument	721796
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	702 W WILLOW ST # ST2, ST2, HARRISBURG, SD 57032-2645

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 RIVERSIDE DR, PADUCAH, KY 42003-1031

Mortgage

Document Number	0000721797
Date	Aug 15, 2025
Instrument	721797

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Unified School District	McCracken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,900 (+9.64%)	$180,900 (+9.64%)
2025	$1,631.00 (+1.56%)	$165,000 (-)	$165,000 (-)
2023	$1,606.00 (+50.66%)	$165,000 (+53.17%)	$165,000 (+53.17%)
2022	$1,066.00	$107,725	$107,725

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADUCAH WATER WORKS serves 65,004 people · EPA ID KY0730533
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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