260 Ridge Rd, Collins, MS 39428 Property Records

Covington County property record for 260 Ridge Rd, Collins, MS 39428

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,280 sqft · built 2011
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Tax Bill	$112 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`126023 01304`

Property Details

APN / Parcel Number

Primary APN	`126023 01304`
Alternative APN	`16386`

Interior

Full Baths	1 Bath
Building Area	1,280 sqft Adjusted Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Mobile Home
Lot Area	348,480 sqft (8 acres)
Deck Area	80 sqft

Location & Zoning

Account Number	16386
Street Address	260 RIDGE RD
City	COLLINS
State	MS
Zip	39428-4736
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	8 AC S OF & ADJ TO SEMINARY MIKE CONNER RD & E OF RIDGE RD SE4 SW4 B 0356 P 0357 10/03/2022
Legal Range	16W
Legal Township	07N
Legal Section	23
Jurisdiction	COVINGTON MS
Township / Civil Division	1
Census Block Group	1
Census Block	1003
Census Tract	950402

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 RIDGE RD, COLLINS, MS 39428-4736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit CENTURYFIRST FCU
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit COVINGTON COUNTY BANK
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit CENTURYFIRST FCU
Jan 30, 2025	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CENTURYFIRST FCU
Oct 3, 2022	Warranty Deed, Transfer UNKNOWN, DEEP SOUTH TITLE COLLINS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2016
Deed Sale	Dec 29, 2016
Deed Book / Page	322 / 187
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	260 RIDGE RD, COLLINS, MS 39428-4736
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 RIDGE RD, COLLINS, MS 39428-4736

Mortgage

Document Number	02026/1367
Date	Feb 20, 2026
Book Page	2026/1367

Lender

Name	CENTURYFIRST FCU
Type	Credit Union
Address	HATTIESBURG, MS 39401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 19, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	260 RIDGE RD, COLLINS, MS 39428-4736
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 EARL BUCKLEY LN, COLLINS, MS 39428-6035

Mortgage

Document Number	000806/519
Date	Oct 3, 2022
Book Page	806/519

Lender

Name	COVINGTON COUNTY BANK
Type	Bank
Address	COLLINS, MS 39428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 29, 2027

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	260 RIDGE RD, COLLINS, MS 39428-4736
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 RIDGE RD, COLLINS, MS 39428-4736

Mortgage

Document Number	000842/260
Date	Dec 23, 2025
Book Page	842/260

Lender

Name	CENTURYFIRST FCU
Type	Credit Union
Address	HATTIESBURG, MS 39401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 22, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON MS
Recording Date	Jan 30, 2025
Property Address	260 RIDGE RD, COLLINS, MS 39428-4736
Document Number	000370/145
Book / Page	370 / 145
Instrument Date	Jan 28, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 RIDGE RD, COLLINS, MS 39428-4736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MAYWOOD DR, PETAL, MS 39465-3324

Mortgage

Document Number	0000831395
Date	Jan 30, 2025
Instrument	831/395

Lender

Name	CENTURYFIRST FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Feb 15, 2031

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Oct 3, 2022
Property Address	260 RIDGE RD, COLLINS, MS 39428-4736
Document Number	000356/357
Book / Page	356 / 357
Instrument Date	Sep 28, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UNKNOWN, DEEP SOUTH TITLE COLLINS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	736 HOLLY HILLS DR, BILOXI, MS 39532-4306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	77 EARL BUCKLEY LN, COLLINS, MS 39428-6035

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$112.00 (+646.67%) Disabled Person's exemption	$2,103 (-9.35%)
2024		$2,320 (-15.76%)	$20,550 (-9.55%) Land $7,450 Building $13,100
2023		$2,754 (+1,549.1%)	$22,720 (+1,946.85%) Land $7,450 Building $15,270
2022	$15.00 (+15.38%)	$167	$1,110 Land $1,110
2019	$13.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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