Rutherford County property record for 260 Pennsylvania Ave, Spindale, NC 28160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,140 sqft · built 1940 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (May 2023) |
| Tax Bill | $504 (2022) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Dec 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1213044 |
| Primary APN | 1213044 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,140 sqft Heated Area |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Porch | Enclosed Porch |
| Porch Area | 416 sqft |
| Account Number | 21095 |
|---|---|
| Street Address | 260 PENNSYLVANIA AVE |
| City | SPINDALE |
| State | NC |
| Zip | 28160-2491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NB |
| Legal Description | GPIN:1529129637490000; RES PENN AVE |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 960600 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 260 PENNSYLVANIA AVE, SPINDALE, NC 28160-2491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Warranty Deed, Transfer · VA Mortgage ROSEGATE MORTGAGE LLC |
| Dec 12, 2022 | Correction Deed |
| Mar 9, 2022 | Warranty Deed, Transfer |
| Jan 12, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on File |
| Deed Sale | May 15, 2023 · Amount on File |
| Prior Sale | Mar 9, 2022 · Amount on File |
| Deed Document Number | 0020713842 |
| Deed Book / Page | 2071 / 3842 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | May 15, 2023 |
| Property Address | 260 PENNSYLVANIA AVE, SPINDALE, NC 28160-2491 |
| Document Number | 0020713842 |
| Book / Page | 2071 / 3842 |
| Instrument Date | May 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 MAPLE ST, SPINDALE, NC 28160-1520 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 260 PENNSYLVANIA AVE, SPINDALE, NC 28160-2491 |
| Investor | Possibly a Property Investor |
| Document Number | 0020713845 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2071/3845 |
| Name | ROSEGATE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Dec 12, 2022 |
| Property Address | 260 PENNSYLVANIA AVE, SPINDALE, NC 28160-2491 |
| Document Number | 0020673004 |
| Book / Page | 2067 / 3004 |
| Instrument Date | Oct 3, 2022 |
| Record Updated | Dec 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 2813 WILKINS RD, JONESVILLE, NC 28642-9410 |
| Name | Verified Name |
|---|---|
| Address | 113 MAPLE ST, SPINDALE, NC 28160-1520 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Mar 9, 2022 |
| Property Address | 260 PENNSYLVANIA AVE, SPINDALE, NC 28160-2491 |
| Document Number | 0020574986 |
| Book / Page | 2057 / 4986 |
| Instrument Date | Mar 7, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2813 WILKINS RD, 2813, JONESVILLE, NC 28642-9410 |
| Name | Verified Name |
|---|---|
| Address | 113 MAPLE ST, SPINDALE, NC 28160-1520 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jan 12, 2021 |
| Property Address | 260 PENNSYLVANIA AVE, SPINDALE, NC 28160-2491 |
| Document Number | 0020411635 |
| Book / Page | 002041 / 001635 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 7888 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $10.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2813 WILKINS RD JONESVILLE NC 286429410, JONESVILLE, NC 28642-9410 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $45,300 Land $10,000 Building $35,300 | $45,300 Land $10,000 Building $35,300 | |
| 2022 | $504.00 | ||
| 2021 | $504.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Pangaea Internet Fiber | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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