260 Palace Dr, Cross, SC 29436 Property Records

Berkeley County property record for 260 Palace Dr, Cross, SC 29436

Property Summary

Property Type	Single Family Home
Details	1,375 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$545 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-00-03-062`

Property Details

APN / Parcel Number

Primary APN	`030-00-03-062`
Alternative APN	`030-00-00-014`

Interior

Stories	1 Story
Building Area	1,375 sqft Finished Area
Gross Area	1,939 sqft
1st Floor Area	1,375 sqft

Exterior

Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Porch	Slab
Porch Area	64 sqft

Location & Zoning

Street Address	260 PALACE DR
City	CROSS
State	SC
Zip	29436-3074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Subdivision	CROSS AREA (EAST)
Jurisdiction	BERKELEY SC
Township / Civil Division	CROSS
Census Block Group	1
Census Block	1006
Census Tract	20101

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 PALACE DR, CROSS, SC 29436-3074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust · FHA Mortgage ROCKET MORTGAGE LLC
Apr 28, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 10, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 13, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Apr 28, 2026
Property Address	260 PALACE DR, CROSS, SC 29436-3074
Document Number	0000014549
Book / Page	5555 / 732
Instrument Date	Apr 23, 2026
Instrument	2026.14549
Record Updated	May 6, 2026
Title Company	SIMPLIFILE (RECORDING SERVIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 PALACE DR, CROSS, SC 29436-3074

Mortgage

Document Number	0000014549,
Date	Apr 28, 2026
Book Page	5555/732
Instrument	2026.14549

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	Apr 28, 2026
Property Address	260 PALACE DR, CROSS, SC 29436-3074
Document Number	05555/0732
Book / Page	5555 / 732
Instrument Date	Apr 23, 2026
Instrument	202614549
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 PALACE DR, CROSS, SC 29436-3074

Mortgage

Document Number	0000014549,
Date	Apr 28, 2026
Book Page	5555/732
Instrument	202614549

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	260 PALACE DR, CROSS, SC 29436-3074
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04856/0001
Date	May 10, 2024
Book Page	4856/1
Instrument	2024014077

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	260 PALACE DR, CROSS, SC 29436-3074
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04660/0577
Date	Sep 13, 2023
Book Page	4660/577
Instrument	2023028078

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	260 PALACE DR, CROSS, SC 29436-3074
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2927/0008
Date	Jan 9, 2019
Book Page	2927/0008
Instrument	2019000821

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,390 (+2,400.27%) Land $31,535 Building $104,855	$190,300 (-) Land $44,000 Building $146,300
2025	$545.00 (+6.24%)	$5,455 (-) Land $1,261 Building $4,194	$190,300 (-) Land $44,000 Building $146,300
2024	$513.00 (+6.21%) Homeowner's exemption	$5,455 (+14.99%) Land $1,261 Building $4,194	$190,300 (+60.46%) Land $44,000 Building $146,300
2022	$483.00 Homeowner's exemption	$4,744 Land $520 Building $4,224	$118,600 Land $13,000 Building $105,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 79% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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