260 Opekiska Rd, Fairmont, WV 26554 Property Records

Monongalia County property record for 260 Opekiska Rd, Fairmont, WV 26554

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,600 sqft · built 1972
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on Record
Last Sale$177,500 (Sep 2018)
Tax Bill$935 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-11-0016.0001

Property Details

APN / Parcel Number

Primary APN05-11-0016.0001
Alternative APNs
  • 31-05-11-0016.0001
  • 00500121

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area2,400 sqft
Basement Area400 sqft
Finished Basement400 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleTri-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number00500121
Street Address260 OPEKISKA RD
CityFAIRMONT
StateWV
Zip26554-8753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.60 AC SUR WHITE DAY CREEK
Legal SubdivisionSUR WHITE DAY CREEK
JurisdictionMONONGALIA WV
Township / Civil DivisionWESTERN
Census Block Group3
Census Block3038
Census Tract11900

Owner

Source: Monongalia County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address260 OPEKISKA RD, FAIRMONT, WV 26554-8753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Line of Credit
TRUST BANK
Sep 10, 2018Grant Deed, Transfer · Conventional with PMI
HOME SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2018 · Amount on Record
Deed SaleSep 10, 2018 · Amount on Record
Prior SaleJul 30, 2012 · Amount on Record
Deed Document Number2018735468
Deed Book / Page1640 / 144
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONONGALIA WV
Recording DateJun 11, 2026
Property Address260 OPEKISKA RD, FAIRMONT, WV 26554-8753
Document Number0000989119
Book / Page2702 / 303
Instrument DateMay 20, 2026
Instrument2026989119
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyDATA SEARCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 OPEKISKA RD, FAIRMONT, WV 26554-8753

Mortgage

Document Number0000989119,
DateJun 11, 2026
Book Page2702/303
Instrument2026989119
Lender
NameTRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.23%
Max Rate-1%

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONONGALIA WV
Recording DateSep 10, 2018
Property Address260 OPEKISKA RD, FAIRMONT, WV 26554-8753
Document Number0000735468
Book / Page001640 / 000144
Instrument DateSep 4, 2018
Instrument735468
Transaction TypeTransfer
Record UpdatedOct 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$781.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address260 OPEKISKA RD FAIRMONT WV 265548753, FAIRMONT, WV 26554-8753

Mortgage

Document Number735469
DateSep 10, 2018
Book Page002258/000385
Instrument735469
Lender
NameHOME SVGS BK
TypeFederal Savings Bank
AddressYOUNGSTOWN, OH 44503-1203
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 9, 2048

Mortgage

Document Number735470,
DateSep 10, 2018
Book Page002258/000396
Instrument735470
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
AddressCHARLESTON, WV 25304
Agreement
AmountAmount Recorded
Term180 Months
DueSep 9, 2033

Tax Assessment & Valuation

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyMonongalia County
Unified School DistrictMonongalia School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$935.00 (+5.65%)$87,600 (+5.64%) Land $18,600 Building $69,000$146,000 (+5.64%) Land $31,000 Building $115,000
2025$885.00 (-1.23%)$82,920 (-1.07%) Land $13,020 Building $69,900$138,200 (-1.07%) Land $21,700 Building $116,500
2023$896.00 (+12.56%)$83,820 (+7.79%) Land $13,020 Building $70,800$139,700 (+7.79%) Land $21,700 Building $118,000
2022$796.00$77,760 Land $13,020 Building $64,740$129,600 Land $21,700 Building $107,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2012)
Most Recent ClaimFeb 2012 · Severe Storms, Tornadoes, Flooding, Mudslides, And Landslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Mudslides, And Landslides, Feb 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLITTLE CREEK PSD
serves 2,180 people · EPA ID WV3302510
Water SourcePurchased surface water from CITY OF FAIRMONT
Last State InspectionMar 2025
Lead13 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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