260 Old Mill Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 260 Old Mill Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,561 sqft · built 1970
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Jul 2021)
Tax Bill	$20,918 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-13-100-005`

Property Details

APN / Parcel Number

Primary APN	`15-13-100-005`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,561 sqft Living Area
Gross Area	4,961 sqft
1st Floor Area	2,106 sqft
Upper Floors Area	1,255 sqft
Basement Area	1,600 sqft
Finished Basement	1,200 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1974
Lot Area	51,401 sqft (1.18 acres)
Garage Type	Detached
Garage Area	962 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	260 OLD MILL RD
City	LAKE FOREST
State	IL
Zip	60045-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 221 FT S 663 FT OF PT W OF CEN OF OLD MILL RD PT SE1/4 NW1 /4 SECTION 13 TOWNSHIP 43 RANGE 11
Legal Range	11
Legal Township	43
Legal Section	13
Legal Subdivision	PT SE1/4
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1035
Census Tract	866200

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 OLD MILL RD, LAKE FOREST, IL 60045-3526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Sep 5, 2014 · Amount on Record
Deed Document Number	20217804423
Prior Transfer Date	Oct 5, 1995
Prior Transfer Doc	0003732819
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	260 OLD MILL RD, LAKE FOREST, IL 60045-3526
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007926590
Date	Aug 16, 2022
Instrument	7926590

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	260 OLD MILL RD, LAKE FOREST, IL 60045-3526
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007848385
Date	Nov 29, 2021
Instrument	7848385

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 1, 2021
Property Address	260 OLD MILL RD, LAKE FOREST, IL 60045-3526
Document Number	0007804423
Instrument Date	Apr 5, 2021
Instrument	7804423
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	260 OLD MILL RD, LAKE FOREST, IL 60045-3526

Mortgage

Document Number	0007804424
Date	Jul 1, 2021
Instrument	7804424

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Vernon Township
Elementary School District	Lincolnshire-Prairieview School District 103 (KG - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,809 (+18.11%) Land $101,620 Building $168,189	$809,507 (+18.11%) Land $304,890 Building $504,617
2024	$20,918.00 (+15.9%)
2023	$18,048.00 (+4.07%)	$228,435 (+8.42%) Land $86,038 Building $142,397	$685,374 (+8.42%) Land $258,140 Building $427,234
2022	$17,342.00	$210,693 Land $79,356 Building $131,337	$632,142 Land $238,092 Building $394,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	9 (1986–2020)
Claims Outside the SFHA	2 of 9
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLNSHIRE serves 7,940 people · EPA ID IL0970950
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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