260 Oakbourne Ln, Rock Hill, SC 29732 Property Records

York County property record for 260 Oakbourne Ln, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,146 sqft · built 2012
Lot Size	0.179 acres (7,799 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jun 2020)
Tax Bill	$1,641 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`586-04-01-051`

Property Details

APN / Parcel Number

Primary APN	`586-04-01-051`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,146 sqft Living Area
Gross Area	2,663 sqft
1st Floor Area	1,826 sqft
2nd Floor Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,799 sqft (0.179 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	33 sqft
Patio Area	84 sqft

Location & Zoning

Street Address	260 OAKBOURNE LN
City	ROCK HILL
State	SC
Zip	29732-9805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 51 / RIVERWOOD
Legal Subdivision	PROPERTY SURVEYED FOR BOB YOUNG
Legal Lot Number	51
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2029
Census Tract	60910

Owner

260 Oakbourne Ln is owned and occupied by two individuals who bought it in June 2020.

Source: York County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	260 OAKBOURNE LN, ROCK HILL, SC 29732-9805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Jun 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 12, 2020	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Jun 5, 2018	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on File
Deed Sale	Jun 12, 2020 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Document Number	202025459
Deed Book / Page	18341 / 159
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	260 OAKBOURNE LN, ROCK HILL, SC 29732-9805
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2060500371
Date	Feb 3, 2023
Book Page	20605/371
Instrument	2023003118

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK SC
Recording Date	Jun 12, 2020
Property Address	260 OAKBOURNE LN, ROCK HILL, SC 29732-9805
Document Number	1834200014
Book / Page	018342 / 000014
Instrument Date	Jun 12, 2020
Instrument	25499
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 OAKBOURNE LN ROCK HILL SC 297329805, ROCK HILL, SC 29732-9805

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jun 12, 2020
Property Address	260 OAKBOURNE LN, ROCK HILL, SC 29732-9805
Document Number	1834100159
Book / Page	18341 / 159
Map Reference	MB D-365 PG 10
Instrument Date	Jun 12, 2020
Instrument	2020025459
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 OAKBOURNE LN, ROCK HILL, SC 29732-9805

Mortgage

Document Number	2020025460
Date	Jun 12, 2020
Instrument	2020025460

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 5, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jul 5, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Margin	5
Max Rate	11.7%

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jun 5, 2018
Property Address	260 OAKBOURNE LN, ROCK HILL, SC 29732-9805
Document Number	1701100280
Book / Page	17011 / 280
Map Reference	MB D-365 PG 10
Instrument Date	May 25, 2018
Instrument	201800023503
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 OAKBOURNE LN, ROCK HILL, SC 29732-9805

Mortgage

Document Number	201800023504
Date	Jun 5, 2018
Instrument	201800023504

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 260 Oakbourne Ln was $1,641.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,641.00	$12,016 Land $1,455 Building $10,561	$371,600 Land $45,000 Building $326,600
2023	$1,501.00	$10,449 Land $1,200 Building $9,249	$261,214 Land $30,000 Building $231,214

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 260 Oakbourne Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Oakbourne Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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