260 Nesmith St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 260 Nesmith St, Lowell, MA 01852

Property Summary

Property TypeApartments (5+ Units)
Details20 bd · 11 ba · 8,770 sqft · built 1960
Lot Size0.42 acres (18,295 sqft)
OwnerCompany Name on Record
Last Sale$2,850,000 (Aug 2019)
Tax Bill$20,654 (2025)
Deeds & MortgagesMar 2025 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNA01520

Property Details

APN / Parcel Number

Primary APNA01520
Alternative APNs
  • LOWE M:220 B:4280 L:260
  • M:000220 T:A01520

Interior

Bedrooms20 Beds
Full Baths11 Baths
Units11 Units
Stories2 Stories
Building Area8,770 sqft Living Area
Gross Area9,424 sqft
1st Floor Area3,132 sqft
Basement Area3,132 sqft
Unfinished Basement3,132 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,295 sqft (0.42 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberA01520
Street Address260 NESMITH ST
CityLOWELL
StateMA
Zip01852-3763
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeTMF
Legal Block4280
Legal Lot Number260
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1003
Census Tract312502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Belvidere Hill Historic District
listed 1995 · 115 contributing resources · NRIS 95000656

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address733 TURNPIKE ST, 100, NORTH ANDOVER, MA 01845-6137
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2025Deed of Trust, Mortgage · Commercial Mortgage
MONSON SAVINGS BANK
Aug 7, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MONSON SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2019 · Amount on Record
Deed SaleAug 7, 2019 · Amount on Record
Prior SaleJul 22, 2015 · Amount on Record
Deed Document Number201932818
Deed Book / Page33230 / 245
Record UpdatedJun 8, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address260 NESMITH ST, LOWELL, MA 01852-3763
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039127-237
DateMar 17, 2025
Book Page39127/237
Instrument7577
Lender
NameMONSON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateAug 7, 2019
Property Address260 NESMITH ST, LOWELL, MA 01852-3763
Document Number33230-245
Book / Page33230 / 245
Instrument DateAug 6, 2019
Instrument32818
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 BERKSHIRE DR, FRANKLIN, MA 02038-1192

Mortgage

Document Number32819
DateAug 7, 2019
Instrument32819
Lender
NameMONSON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$20,654.00 (+1.58%)$1,799,100 (+5.39%) Land $338,800 Building $1,460,300
2024$20,332.00 (+2.55%)$1,707,100 (+6.94%) Land $316,300 Building $1,390,800
2023$19,826.00$1,596,300 Land $275,000 Building $1,321,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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