260 Mountain Crst, Monroe, VA 24574 Property Records

Amherst County property record for 260 Mountain Crst, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jan 2023)
Tax Bill	$2,096 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`121 6 26`

Property Details

APN / Parcel Number

Primary APN	`121 6 26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,714 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Terrain	Mountain
Porch	Slab
Storage Building	Storage Building
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	260 MOUNTAIN CRST
City	MONROE
State	VA
Zip	24574-3180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	CLOUDCROFT FARMS REVISED TRACT 26 SE C 2 OFF RT 130 121 6 26
Legal Subdivision	CLOUDCROFT FARMS SUBDIVISION
Legal Tract	26
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3003
Census Tract	10300

Owner

260 Mountain Crst is owned and occupied by an individual who bought it in January 2023.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	260 MOUNTAIN CRST, MONROE, VA 24574-3180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on File
Deed Sale	Jan 27, 2023 · Amount on File
Deed Document Number	2023269
Prior Transfer Date	Sep 30, 2010
Prior Transfer Doc	1173/427
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jan 27, 2023
Property Address	260 MOUNTAIN CRST, MONROE, VA 24574-3180
Document Number	0230000269
Instrument Date	Jan 12, 2023
Instrument	230000269
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 MOUNTAIN CRST, MONROE, VA 24574-3180

Mortgage

Document Number	0230000270
Date	Jan 27, 2023
Instrument	230000270

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 260 Mountain Crst was $2,096, up 57.1% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,096.00 (+57.12%)	$218,700 Land $43,000 Building $175,700	$374,300 Land $51,600 Building $322,700
2025	$1,334.00
2024		$218,700 (-) Land $43,000 Building $175,700	$218,700 (-) Land $43,000 Building $175,700
2023	$1,334.00	$218,700 Land $43,000 Building $175,700	$218,700 Land $43,000 Building $175,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Mountain Crst in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Mountain Crst is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain Crst

Nearby Streets

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