260 Midvale St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 260 Midvale St, Ridgewood, NJ 07450

Property Summary

Property TypeSingle Family Home
Details2,678 sqft · built 1997
Lot Size0.353 acres (15,377 sqft)
Owner2 Individual Names on File
Last Sale$845,000 (Dec 2009)
Tax Bill$23,435 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN51-02311-0000-00015-01

Property Details

APN / Parcel Number

Primary APN51-02311-0000-00015-01
Alternative APN
  • 51023110000000150001

Interior

Stories2 Stories
Building Area2,678 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Lot Area15,377 sqft (0.353 acres)
Lot Dimensions120 ft deep x 125 ft wide

Location & Zoning

Street Address260 MIDVALE ST
CityRIDGEWOOD
StateNJ
Zip07450-4923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.353 AC
Legal SubdivisionWEST END MANOR
Legal Block2311
Legal Lot Number15.01
JurisdictionBERGEN NJ
Township / Civil DivisionRIDGEWOOD
Census Block Group5
Census Block5013
Census Tract47400

Owner

260 Midvale St is owned and occupied by two individuals who bought it in December 2009.

Source: Bergen County and Ridgewood Village records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address260 MIDVALE ST, RIDGEWOOD, NJ 07450-4923
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2009 · Amount on File
Deed SaleDec 22, 2009 · Amount on File
Prior SaleAug 5, 1997 · Amount on File
Deed Document Number20093201725
Deed Book / Page320 / 1725
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address260 MIDVALE ST, RIDGEWOOD, NJ 07450-4923
Document Number0029310301
Instrument DateApr 17, 2018
Transaction TypeMortgage
Record UpdatedMay 28, 2018
Title CompanyAMERICAN LAND TITLE ASSOCIATION

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address260 MIDVALE ST RIDGEWOOD NJ 074504923, RIDGEWOOD, NJ 07450-4923

Mortgage

Document Number0029310301
DateMay 3, 2018
Book Page002931/000301
Instrument31276
Lender
NamePROVIDENT BK/CINCINNATI
TypeBank
AddressISELIN, NJ 08830
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 260 Midvale St was $23,435, up 0.7% from the year before.

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRidgewood Village
Unified School DistrictRidgewood Village School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$810,900 (-) Land $429,100 Building $381,800$810,900 (-) Land $429,100 Building $381,800
2025$23,435.00 (+0.74%)$810,900 Land $429,100 Building $381,800$810,900 Land $429,100 Building $381,800
2024$23,264.00
2023$810,900 Land $429,100 Building $381,800$810,900 Land $429,100 Building $381,800
2022$22,161.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Midvale St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Midvale St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIDGEWOOD WATER
serves 61,700 people · EPA ID NJ0251001
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2019
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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