Essex County and Gloucester City property record for 260 Main St, Apt 2, Gloucester, MA 01930
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,875 sqft · built 2018 |
| Lot Size | 0.082 acres (3,586 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $795,000 (Dec 2024) |
| Tax Bill | $7,602 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2020 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 108076 |
| Primary APN | 108076 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,875 sqft Living Area |
| Gross Area | 2,860 sqft |
| 1st Floor Area | 905 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 3,586 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 108076 |
|---|---|
| Street Address | 260 MAIN ST, 2 |
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-6041 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | CB |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 491 DUTTON ST, 517, LOWELL, MA 01854-4399 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage CHURCHILL MORTGAGE CORPORATION |
| Aug 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on Record |
| Deed Sale | Dec 10, 2024 · Amount on Record |
| Prior Sale | Jun 12, 2019 · Amount on Record |
| Deed Document Number | 20242480 |
| Deed Book / Page | 42477 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 260 MAIN ST APT 2, 2, GLOUCESTER, MA 01930-6041 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 043029-435 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 43029/435 |
| Instrument | 20251027002350 |
| Name | CHURCHILL MORTGAGE CORPORATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Nov 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 260 MAIN ST APT 2, 2, GLOUCESTER, MA 01930-6041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38872-565 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 38872/565 |
| Instrument | 20200828001860 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,602.00 (+3.44%) | $816,500 (+7.99%) Building $816,500 | $797,813 (+6.13%) |
| 2025 | $7,349.00 (+5.45%) | $756,100 (+5.57%) Building $756,100 | $751,735 |
| 2024 | $6,969.00 (+3.14%) | $716,200 (+12.24%) Building $716,200 | |
| 2023 | $6,757.00 | $638,100 Building $638,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured incl. 9 condo units |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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