260 Lakeover Dr E, Columbus, MS 39702 Property Records

Lowndes County property record for 260 Lakeover Dr E, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,078 sqft · built 1997
Lot Size	0.348 acres (15,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (May 2012)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Dec 2022 Refinance Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76W210021600`

Property Details

APN / Parcel Number

Primary APN	`76W210021600`
Alternative APNs	`027413` `27413`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,078 sqft Adjusted Area
1st Floor Area	2,087 sqft
2nd Floor Area	626 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,200 sqft (0.348 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Utility Building	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	027413
Street Address	260 LAKEOVER DR E
City	COLUMBUS
State	MS
Zip	39702-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	260 LAKEOVER DR E LOT 102 0A
Legal Range	17W
Legal Township	19S
Legal Section	03
Legal Subdivision	LAKEOVER EST PHASE III
Legal Lot Number	102
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1013
Census Tract	404

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 LAKEOVER DR E, COLUMBUS, MS 39702-9754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF COMMERCE
Feb 22, 2021	Deed of Trust, Mortgage · ARM BANCORPSOUTH BANK
Nov 8, 2018	Warranty Deed, Transfer REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2012 · Amount on Record
Deed Sale	May 31, 2012 · Amount on Record
Deed Document Number	0020123316
Deed Book / Page	2012 / 3316
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	260 LAKEOVER DR E, COLUMBUS, MS 39702-9754
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202229672
Date	Dec 13, 2022
Book Page	2022/29672

Lender

Name	BANK OF COMMERCE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2033

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	260 LAKEOVER DR E, COLUMBUS, MS 39702-9754
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020214837
Date	Feb 22, 2021
Book Page	2021/4837

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2026
Index	Other

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Nov 8, 2018
Property Address	260 LAKEOVER DR E, COLUMBUS, MS 39702-9754
Document Number	0020188149
Book / Page	002018 / 008149
Instrument Date	Nov 7, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	REAL ESTATE CLOSING SERVICES LLC, REAL ESTATE CLOSING SVCS LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 LAKEOVER DR E COLUMBUS MS 397029754, COLUMBUS, MS 39702-9754

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,772.00 (+0.97%) Homeowner's exemption	$21,184 (+34.2%)	$211,840 (+34.2%) Land $30,000 Building $181,840
2024	$1,755.00 (+43.27%)
2023	$1,225.00 Homeowner's exemption	$15,785	$157,850 Land $30,000 Building $127,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A A EAST-OLD YORKVILLE public/private · serves 4,778 people · EPA ID MS0440081
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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