Amador County property record for 260 Judy Dr, Sutter Creek, CA 95685
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,274 sqft · built 1962 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $363,000 (Oct 2020) |
| Tax Bill | $3,972 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-283-005-000 |
| Primary APN | 018-283-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Wood |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 260 JUDY DR |
|---|---|
| City | SUTTER CREEK |
| State | CA |
| Zip | 95685-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | LOT 72 SUTTER OAKS SUBN |
| Legal Subdivision | SUTTER OAKS SUBN |
| Legal Lot Number | 72 |
| Jurisdiction | AMADOR CA |
| Township / Civil Division | IONE |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 303 |
260 Judy Dr is owned and occupied by two individuals who bought it in October 2020.
Source: Amador County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 260 JUDY DR, SUTTER CREEK, CA 95685-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG |
| Oct 13, 2020 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Nov 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF STOCKTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on File |
| Deed Sale | Oct 13, 2020 · Amount on File |
| Prior Sale | Jun 24, 2016 · Amount on File |
| Deed Document Number | 20209099 |
| Prior Transfer Date | Aug 3, 2001 |
| Prior Transfer Doc | 0000008860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 260 JUDY DR, SUTTER CREEK, CA 95685-4020 |
| Document Number | 0000009100 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 260 JUDY DR SUTTER CREEK CA 956854020, SUTTER CREEK, CA 95685-4020 |
| Document Number | 0000009100 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 9100 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 12, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | AMADOR CA |
| Recording Date | Oct 13, 2020 |
| Property Address | 260 JUDY DR, SUTTER CREEK, CA 95685-4020 |
| Document Number | 0000009099 |
| Map Reference | MB 5 PG 81 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 2020-0009099 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 260 JUDY DR, SUTTER CREEK, CA 95685-4020 |
| Document Number | 0000009100 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020-0009100 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AMADOR CA |
| Property Address | 260 JUDY DR, SUTTER CREEK, CA 95685-4020 |
| Document Number | 0000009348 |
| Instrument Date | Nov 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 20066 DAWN RIDGE DR JACKSON CA 95642, JACKSON, CA 95642 |
| Document Number | 0000009348 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 9348 |
| Name | BANK OF STOCKTON |
|---|---|
| Type | Bank |
| Address | STOCKTON, CA 95201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 29, 2032 |
The 2025 property tax bill for 260 Judy Dr was $3,972.
Source: Amador County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Amador County |
| Municipality | Sutter Creek City |
| Unified School District | Amador County Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,777 (+2%) Land $110,406 Building $290,371 | ||
| 2025 | $3,972.00 | $392,920 Land $108,242 Building $284,678 | |
| 2024 | $388,620 | ||
| 2023 | $3,821.00 (+1.89%) | $377,665 Land $104,040 Building $273,625 | |
| 2022 | $3,750.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 260 Judy Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 9 (1980–2022) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 260 Judy Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AWA, TANNER serves 4,940 people · EPA ID CA0310003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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