260 Hillcrest St, Sylva, NC 28779 Property Records

Jackson County property record for 260 Hillcrest St, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 936 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$153,000 (Jun 2019)
Tax Bill	$933 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7641-89-4667`

Property Details

APN / Parcel Number

Primary APN	`7641-89-4667`
Alternative APN	`182418`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	936 sqft Heated Area
1st Floor Area	936 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	165 sqft
Carport	Carport
Carport Area	165 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	96 sqft
Patio Area	145 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	260 HILLCREST ST
City	SYLVA
State	NC
Zip	28779-5191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ST
Legal Subdivision	MYRA L CATHEY TO JACK DAVIS
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	1
Census Block	1008
Census Tract	950300

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	260 HILLCREST ST, SYLVA, NC 28779-5191
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage STATE EMPLOYEES CREDIT UNION
Mar 7, 2019	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
Oct 5, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Oct 5, 2017 · Amount on File
Deed Book / Page	2240 / 1305
Prior Transfer Date	Jul 16, 2015
Prior Transfer Doc	0020860379
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	260 HILLCREST ST, SYLVA, NC 28779-5191
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022770078
Date	Sep 18, 2020
Book Page	2277/78

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jun 14, 2019
Property Address	260 HILLCREST ST, SYLVA, NC 28779-5191
Document Number	0022401305
Book / Page	2240 / 1305
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1083, CULLOWHEE, NC 28723-1083

Mortgage

Document Number	22401308
Date	Jun 14, 2019
Instrument	2240/1308

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Jun 14, 2024
Max Rate At Change	4.2%

Mortgage

Document Number	0022401305
Date	Jun 14, 2019
Book Page	2240/1305

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Jun 14, 2024
Index	5-Year CMT

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON NC
Recording Date	Mar 7, 2019
Property Address	260 HILLCREST ST, SYLVA, NC 28779-5191
Document Number	0022321874
Book / Page	002232 / 001874
Instrument Date	Mar 5, 2019
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 HILLCREST ST SYLVA NC 287795191, SYLVA, NC 28779-5191

Mortgage

Document Number	22321877
Date	Mar 7, 2019
Book Page	002232/001877

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 5, 2017
Property Address	260 HILLCREST ST, SYLVA, NC 28779-5191
Document Number	0021980630
Book / Page	2198 / 630
Map Reference	MB 1758 PG 264
Instrument Date	Oct 2, 2017
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8736 SE 165TH MULBERRY LN # 116, 8736, THE VILLAGES, FL 32162-5861

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1398, WHITTIER, NC 28789-1398

Mortgage

Document Number	0021980634
Date	Oct 5, 2017
Book Page	2198/634

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	ATLANTA, GA 30396

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$245,669 (-) Land $58,230 Building $187,439
2025	$933.00 (+60.86%)	$245,669 (+60.74%) Land $58,230 Building $187,439
2023	$580.00	$152,840 Land $40,680 Building $112,160

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

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