848 OLD AGENCY RD RIDGELAND MS 391579420, RIDGELAND, MS 39157-9420
April 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MADISON MS
Property Address
260 HIGHPOINT DR, RIDGELAND, MS 39157-6019
Document Number
0000890266
Instrument Date
Apr 3, 2020
Transaction Type
Mortgage
Record Updated
Jun 25, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
848 OLD AGENCY RD RIDGELAND MS 391579420, RIDGELAND, MS 39157-9420
Mortgage
Document Number
0000890266
Date
May 4, 2020
Book Page
003847/000812
Instrument
890266
Lender
Name
BANKPLUS
Type
Bank
Address
RIDGELAND, MS 39157
Agreement
Amount
Amount on Record
Term
60 Months
Due
May 3, 2025
April 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
MADISON MS
Property Address
260 HIGHPOINT DR, RIDGELAND, MS 39157-6019
Document Number
0000890274
Instrument Date
Apr 3, 2020
Transaction Type
Mortgage
Record Updated
Jun 25, 2020
Title Company
NOT AVAILABLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
848 OLD AGENCY RD RIDGELAND MS 391579420, RIDGELAND, MS 39157-9420
Mortgage
Document Number
0000890274
Date
May 4, 2020
Book Page
003847/000837
Instrument
890274
Lender
Name
BANKPLUS
Type
Bank
Address
RIDGELAND, MS 39157
Agreement
Amount
Amount on Record
Term
60 Months
Due
May 3, 2025
September 2017: Trustee's Deed, Construction Loan
Document Type
Trustee's Deed
Jurisdiction
MADISON MS
Recording Date
Sep 12, 2017
Property Address
260 HIGHPOINT DR, RIDGELAND, MS 39157-6019
Book / Page
003521 / 000723
Instrument Date
Sep 1, 2017
Instrument
820595
Transaction Type
Construction Loan
Record Updated
Sep 22, 2017
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Married Couple
Address
848 OLD AGENCY RD RIDGELAND MS 391579420, RIDGELAND, MS 39157-9420
Mortgage
Document Number
0000820595
Date
Sep 12, 2017
Book Page
003521/000723
Instrument
820595
Lender
Name
PRIORITYONE BK
Type
Bank
Address
RIDGELAND, MS 39157-1715
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Sep 11, 2018
Interest
Rate Type
Adjustable Rate
October 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
MADISON MS
Recording Date
Oct 4, 2017
Property Address
260 HIGHPOINT DR, RIDGELAND, MS 39157-6019
Document Number
0000825544
Book / Page
003530 / 000209
Instrument Date
Apr 5, 2017
Instrument
825544
Transaction Type
Transfer
Record Updated
Nov 2, 2017
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
848 OLD AGENCY RD RIDGELAND MS 391579420, RIDGELAND, MS 39157-9420
Tax Assessment & Valuation
The 2025 property tax bill for 260 Highpoint Dr was $4,161.
Source: Madison County assessment roll, as of November 7, 2025
Property Jurisdictions
Type
Name
State
Mississippi
County
Madison County
Municipality
Ridgeland City
Unified School District
Madison County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,161.00
$38,615
$257,430Land $34,850Building $222,580
2024
$4,161.00
2023
$4,161.00
$38,615
$257,430Land $34,850Building $222,580
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 260 Highpoint Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 12 policies
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
12 in force
Nearby Flood Claims
6 (1994–2007)
Claims Outside the SFHA
3 of 6
Most Recent Claim
Dec 2007 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 260 Highpoint Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source
Groundwater
Last State Inspection
Dec 2025
Lead
1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
Haloacetic acids resolved · Jan 2021
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025