260 Higher Ground Ln, Lowgap, NC 27024 Property Records

Surry County property record for 260 Higher Ground Ln, Lowgap, NC 27024

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,556 sqft · built 2021
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$24,500 (Mar 2017)
Tax Bill	$1,252 (2026)
Deeds & Mortgages	Feb 2022 Refinance Mar 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4070-00-26-4324`

Property Details

APN / Parcel Number

Primary APN	`4070-00-26-4324`
Alternative APNs	`100119170` `100124127`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,556 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	135,036 sqft (3.1 acres)
Lot Width	402 ft Width
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100124127
Street Address	260 HIGHER GROUND LN
City	LOWGAP
State	NC
Zip	27024-7168
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RG
Legal Description	LT 24 S-4 BLUE RIDGE VIEWPB 19 PG 164
Legal Subdivision	BLUE RIDGE VIEW ESTATES
Legal Lot Number	24
Jurisdiction	SURRY NC
Township / Civil Division	STEWARTS CREEK
Census Block Group	1
Census Block	1018
Census Tract	930804

Owner

260 Higher Ground Ln, a rural home, is owned and occupied by an individual who acquired it in March 2021.

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	260 HIGHER GROUND LN, LOWGAP, NC 27024-7168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance INTERCOASTAL MORTGAGE COMPANY
Mar 15, 2021	Warranty Deed, Transfer · Stand-Alone Refinance INTERCOASTAL MORTGAGE COMPANY
Jun 11, 2020	Warranty Deed, Transfer
Mar 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2017 · Amount on File
Deed Sale	Mar 29, 2017 · Amount on File
Prior Sale	Oct 1, 2000
Deed Book / Page	1589 / 97
Last Transfer Date	Mar 10, 2021
Transfer Doc	0000681993
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	260 HIGHER GROUND LN, LOWGAP, NC 27024-7168
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001802/516
Date	Feb 23, 2022
Book Page	1802/516
Instrument	693013

Lender

Name	INTERCOASTAL MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 15, 2021
Property Address	260 HIGHER GROUND LN, LOWGAP, NC 27024-7168
Document Number	001752/512
Book / Page	1752 / 512
Instrument Date	Mar 10, 2021
Instrument	681993
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 HIGHER GROUND LN, LOWGAP, NC 27024-7168

Mortgage

Document Number	001752/516
Date	Mar 15, 2021
Book Page	1752/516
Instrument	681995

Lender

Name	INTERCOASTAL MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Apr 1, 2022

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jun 11, 2020
Property Address	260 HIGHER GROUND LN, LOWGAP, NC 27024-7168
Document Number	001713/215
Book / Page	1713 / 215
Instrument Date	Jun 11, 2020
Instrument	673387
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 HIGHER GROUND LN, LOWGAP, NC 27024-7168

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 29, 2017
Property Address	260 HIGHER GROUND LN, LOWGAP, NC 27024-7168
Document Number	01589/0097
Book / Page	1589 / 0097
Instrument Date	Mar 28, 2017
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Tax	$49.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 HIGHER GROUND LN, LOWGAP, NC 27024-7168

Tax Assessment & Valuation

The 2026 property tax bill for 260 Higher Ground Ln was $1,252, down 2.8% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,252.00 (-2.8%)	$165,610 (-19.38%) Land $20,900 Building $144,710	$165,610 (-19.38%) Land $20,900 Building $144,710
2025	$1,288.00	$205,430 Land $20,500 Building $184,930	$205,430 Land $20,500 Building $184,930
2023	$914.00	$165,610 Land $20,900 Building $144,710	$165,610 Land $20,900 Building $144,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 Higher Ground Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Higher Ground Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Higher Ground Ln

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