260 Hemlock Rd, Spruce Pine, NC 28777 Property Records

Yancey County property record for 260 Hemlock Rd, Spruce Pine, NC 28777

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1970
Lot Size0.97 acres (42,253 sqft)
OwnerIndividual Name on Record
Last Sale$92,000 (Oct 2004)
Tax Bill$1,199 (2026)
Deeds & MortgagesJan 2023 Transfer
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN076900661646.000

Property Details

APN / Parcel Number

Primary APN076900661646.000
Alternative APNs
  • 76900661646000
  • 13687

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area1,080 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialOther
Construction TypeFrame
Lot Area42,253 sqft (0.97 acres)
TerrainSteep
Garage Area304 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area144 sqft
Utility Building60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number13687
Street Address260 HEMLOCK RD
CitySPRUCE PINE
StateNC
Zip28777-9132
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionYANCEY NC
Township / Civil DivisionCRABTREE
Census Block Group2
Census Block2022
Census Tract960101

Owner

Source: Yancey County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address260 HEMLOCK RD, SPRUCE PINE, NC 28777-9132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 20, 2017Deed of Trust, Mortgage · Line of Credit
STATE EMPS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2004 · Amount on Record
Deed SaleOct 13, 2004 · Amount on Record
Deed Book / Page474 / 645
Last Transfer DateDec 21, 2022
Transfer Doc0008910606
Record UpdatedOct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionYANCEY NC
Recording DateJan 3, 2023
Property Address260 HEMLOCK RD, SPRUCE PINE, NC 28777-9132
Document Number0008910606
Book / Page891 / 606
Instrument DateDec 21, 2022
Instrument2023000001
Transaction TypeTransfer
Record UpdatedJan 13, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 HEMLOCK RD, SPRUCE PINE, NC 28777-9132

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYANCEY NC
Property Address260 HEMLOCK RD, SPRUCE PINE, NC 28777-9132
Document Number0007710127
Instrument DateSep 20, 2017
Transaction TypeMortgage
Record UpdatedSep 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 HEMLOCK RD SPRUCE PINE NC 287779132, SPRUCE PINE, NC 28777-9132

Mortgage

Document Number0007710127
DateSep 27, 2017
Book Page000771/000127
Instrument2345
Lender
NameSTATE EMPS FCU
TypeCredit Union
AddressSPRUCE PINE, NC 28777
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Yancey County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyYancey County
Unified School DistrictYancey County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,199.00$203,300 (-) Land $109,100 Building $94,200
2025$1,199.00 (+67.46%)$203,300 (+9%) Land $109,100 Building $94,200
2023$716.00$107,000 Land $39,800 Building $67,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims17 (1994–2024)
Claims Outside the SFHA2 of 17
Most Recent ClaimOct 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Oct 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 2 claims
  • Tropical Storm Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 83% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Cable · Fiber in parts of the area
400 / 24
Starlink
Satellite
280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hemlock Rd

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