260 Gilbert St, Mecosta, MI 49332 Property Records

Mecosta County property record for 260 Gilbert St, Mecosta, MI 49332

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1973
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Aug 2026)
Tax Bill	$571 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11 895 010 600`

Property Details

APN / Parcel Number

Primary APN	`11 895 010 600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Lot Area	58,806 sqft (1.35 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	260 GILBERT ST
City	MECOSTA
State	MI
Zip	49332-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 11 T14N R08W VILLAGE OF MECOSTA WEBBER BROS & GILBERTS ADD LOT 55
Legal Range	08W
Legal Township	14N
Legal Section	11
Legal Subdivision	VILLAGE OF MECOSTA WEBBER BROS & GILBERT
Legal Lot Number	55
Jurisdiction	MECOSTA MI
Township / Civil Division	MORTON
Census Block Group	1
Census Block	1027
Census Tract	960900

Owner

260 Gilbert St is owned and occupied by two individuals who bought it in August 2026.

Source: Mecosta County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	223 LYNN ST, MUNISING, MI 49862-1233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Warranty Deed, Transfer · Conventional Mortgage E HOME LOANS
Jan 30, 2020	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Jul 25, 2019	Warranty Deed, Transfer NOT AVAILABLE, LAKELAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Jan 30, 2020 · Amount on File
Deed Document Number	20265754
Deed Book / Page	942 / 2408
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 13, 2026
Property Address	260 GILBERT ST, MECOSTA, MI 49332-9646
Document Number	0000005754
Book / Page	942 / 2408
Instrument Date	Aug 11, 2026
Instrument	20265754
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	VERIFIED TITLE AGENCY LLC, VERIFIED TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 LYNN ST, MUNISING, MI 49862-1233

Mortgage

Document Number	0000005755,
Date	Aug 13, 2026
Instrument	20265755

Lender

Name	E HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jan 30, 2020
Property Address	260 GILBERT ST, MECOSTA, MI 49332-9646
Document Number	901/5268
Book / Page	901 / 5268
Instrument Date	Dec 30, 2019
Instrument	202000000674
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	CERTIFIED TITLE, VERIFIED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5490 WALKERTOWN LANDING CIR, 5490, WALKERTOWN, NC 27051-9160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11450 N LOCUST RIDGE, WHITE CLOUD, MI 49349

Mortgage

Document Number	202000000675
Date	Jan 30, 2020
Instrument	202000000675

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Jul 25, 2019
Property Address	260 GILBERT ST, MECOSTA, MI 49332-9646
Document Number	898/4324
Book / Page	898 / 4324
Instrument Date	Jul 25, 2019
Instrument	201900005247
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, LAKELAND TITLE

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6029 GOLF, 6029, APOLLO BEACH, FL 33572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 GILBERT ST, MECOSTA, MI 49332-9646

Tax Assessment & Valuation

The 2025 property tax bill for 260 Gilbert St was $571 with a homeowner's exemption, up 2.9% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Morton Township
Municipality	Mecosta Village
Unified School District	Chippewa Hills School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,400 (+7.25%)	$82,800 (+7.25%)
2025	$571.00 (+2.88%) Homeowner's exemption	$38,600	$77,200
2024	$555.00
2023		$32,300	$64,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 260 Gilbert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Gilbert St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
CMS Internet Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gilbert St

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