260 Garden Dr, Wauchula, FL 33873 Property Records

Hardee County property record for 260 Garden Dr, Wauchula, FL 33873 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,257 sqft · built 2000
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Nov 2015)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`03-34-25-0000-09040-0000`

Property Details

APN / Parcel Number

Primary APN	`03-34-25-0000-09040-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,257 sqft Heated Area
Gross Area	1,442 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Porch	Open Porch
Porch Area	185 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	260 GARDEN DR
City	WAUCHULA
State	FL
Zip	33873-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.02 AC COM NE COR OF LOT 1 BLK E OF RIVER VIEW HEIGHTS UNIT #1 RUN S ALONG E LINE OF SAID BLK E 325 FT TO POB S 89 DEG 56M 1
Legal Range	25E
Legal Township	34S
Legal Section	03
Legal Subdivision	RIVER VIEW HEIGHTS
Legal Block	E
Legal Lot Number	1
Legal Unit	1
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	1
Census Block	1003
Census Tract	970301

Owner

Source: Hardee County records · APN 03-34-25-0000-09040-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	260 GARDEN DR, WAUCHULA, FL 33873-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2015 · Amount on Record
Deed Sale	Nov 20, 2015 · Amount on Record
Deed Document Number	201525006841
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	260 GARDEN DR, WAUCHULA, FL 33873-2407
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202125006183
Date	Oct 25, 2021
Instrument	202125006183

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hardee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Municipality	Wauchula City
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00 (+21.06%) Homeowner's exemption	$101,762 (+13.47%)	$178,088 (+4.27%) Land $32,300 Building $145,788
2024	$1,111.00 (+4.32%) Homeowner's exemption	$89,684 (+3%)	$170,788 (+22.98%) Land $27,550 Building $143,238
2023	$1,065.00 (-11.47%) Homeowner's exemption	$87,072 (-6.83%)	$138,874 (+9.04%) Land $27,550 Building $111,324
2022	$1,203.00 Homeowner's exemption	$93,450	$127,357 Land $19,000 Building $108,357

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardee County (12049C), updated May 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120499703011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	17 in force 16 of 17 on primary residences
Nearby Flood Claims	5 (2022)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Flood Events	Hurricane Ian (Sep 2022), 3 claims Hurricane Ian (Sep 2022), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.