Adams County property record for 260 E Franklin St, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,607 sqft · built 1920 |
| Lot Size | 0.17 acres (7,392 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Aug 2017) |
| Tax Bill | $624 (2025) |
| Deeds & Mortgages | Jun 2017 Construction Loan Mar 2017 Construction Loan + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-11-04-101-035.000-018 |
| Primary APN | 01-11-04-101-035.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,607 sqft Living Area |
| 1st Floor Area | 1,607 sqft |
| Basement Area | 604 sqft |
| Unfinished Basement | 604 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 7,392 sqft (0.17 acres) |
| Lot Dimensions | 132 ft deep x 56 ft wide |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00105767358 |
|---|---|
| Street Address | 260 E FRANKLIN ST |
| City | BERNE |
| State | IN |
| Zip | 46711-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42ND ADD LOT 366 |
| Legal Subdivision | 42TH ADDITION |
| Legal Lot Number | 366 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | WABASH |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 30600 |
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 260 E FRANKLIN ST, BERNE, IN 46711-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2017 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK OF BERNE |
| Mar 3, 2017 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK OF BERNE |
| May 16, 2005 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DECISLON ONE MORTGAGE LLC |
| May 16, 2005 | Deed of Trust, Mortgage · ARM FIRST RESIDENTIAL MORTGAGE NETWORK INC |
| Nov 16, 2022 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Aug 29, 2017 | Warranty Deed, Transfer · ARM FIRST BANK OF BERNE |
| Jan 30, 2017 | Special Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on Record |
| Deed Sale | Aug 29, 2017 · Amount on Record |
| Prior Sale | Jan 30, 2017 |
| Deed Document Number | 20173208 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 260 E FRANKLIN ST, BERNE, IN 46711-2204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2017002066 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 2017002066 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Address | BERNE, IN 46711 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 2 Months |
| Due | Aug 27, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 260 E FRANKLIN ST, BERNE, IN 46711-2204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2017000782 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 2017000782 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Address | BERNE, IN 46711 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Aug 27, 2017 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 260 E FRANKLIN ST, BERNE, IN 46711-2204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2005002289 |
|---|---|
| Date | May 16, 2005 |
| Instrument | 2005002289 |
| Name | DECISLON ONE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28287 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 13, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 260 E FRANKLIN ST, BERNE, IN 46711-2204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2005002288 |
|---|---|
| Date | May 16, 2005 |
| Instrument | 2005002288 |
| Name | FIRST RESIDENTIAL MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Address | LOUISVILLE, KY 40223 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.45% |
| Type Change Date | May 13, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.45% |
| Max Rate At Change | 10.4% |
| Index | 6-Month LIBOR |
| Max Rate | 13.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Nov 16, 2022 |
| Property Address | 260 E FRANKLIN ST, BERNE, IN 46711-2204 |
| Document Number | 2022004962 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022004962 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | IN |
| Document Number | 2022004963 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 2022004963 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Aug 29, 2017 |
| Property Address | 260 E FRANKLIN ST, BERNE, IN 46711-2204 |
| Document Number | 2017003208 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 2017003208 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 E FRANKLIN ST, BERNE, IN 46711-2204 |
| Document Number | 2017003209 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 2017003209 |
| Name | FIRST BANK OF BERNE |
|---|---|
| Type | Bank |
| Address | BERNE, IN 46711 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 28, 2020 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5% |
| Max Rate At Change | 7.25% |
| Index | 3-Year CMT |
| Margin | 4 |
| Max Rate | 9.25% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Jan 30, 2017 |
| Property Address | 260 E FRANKLIN ST, BERNE, IN 46711-2204 |
| Document Number | 2017000395 |
| Instrument Date | Dec 14, 2016 |
| Instrument | 2017000395 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD, WESTLAKE VILLAGE, CA 91361-3027 |
| Name | Verified Name |
|---|---|
| Address | 1556 LAKESIDE CT, BERNE, IN 46711-1724 |
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Wabash Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $624.00 (+5.76%) Homeowner's exemption | $90,500 (+18.3%) Land $9,000 Building $81,500 | $90,500 (+18.3%) Land $9,000 Building $81,500 |
| 2024 | $590.00 (+10.69%) | ||
| 2023 | $533.00 (+21.14%) | $76,500 (+2.14%) Land $9,000 Building $67,500 | $76,500 (+2.14%) Land $9,000 Building $67,500 |
| 2022 | $440.00 (+7.32%) | $74,900 Land $9,000 Building $65,900 | $74,900 Land $9,000 Building $65,900 |
| 2020 | $410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1998–2003) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Watch TV Fiber · Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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