260 E Central Ave, Pearl River, NY 10965 Property Records

Rockland County and Orangetown Town property record for 260 E Central Ave, Pearl River, NY 10965

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,429 sqft · built 1998
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$600,000 (Feb 2005)
Tax Bill$21,740 (2023)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN392489 69.13-3-36.5

Property Details

APN / Parcel Number

Primary APN392489 69.13-3-36.5
Alternative APNs
  • 392489-069-013-0003-036-005-000
  • 248906901300030360050000
  • 00217159000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,429 sqft Living Area
Gross Area3,005 sqft
1st Floor Area1,166 sqft
2nd Floor Area1,263 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00217159000
Street Address260 E CENTRAL AVE
CityPEARL RIVER
StateNY
Zip10965-2747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
Legal Description40/8/136/1.5
Legal SubdivisionEMERALD KNOLLS
Legal Block3
Legal Lot Number36.5
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group2
Census Block2000
Census Tract12700

Owner

260 E Central Ave is owned and occupied by two individuals who bought it in February 2005.

Source: Rockland County and Orangetown Town records, as of April 8, 2026

Owner of Record2 Individual Names on File
Mailing Address260 E CENTRAL AVE, PEARL RIVER, NY 10965-2747
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2005 · Amount on File
Deed SaleFeb 3, 2005 · Amount on File
Prior SaleMar 9, 1999 · Amount on File
Deed Document Number20056554
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address260 E CENTRAL AVE, PEARL RIVER, NY 10965-2747
Transaction TypeMortgage
Record UpdatedApr 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008048
DateMar 9, 2026
Instrument2026-00008048
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 21, 2056

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictPearl River Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$238,400 (-14.28%) Land $65,000 Building $173,400$698,301 (-10.53%)
2023$21,740.00$278,100 Land $65,000 Building $213,100$780,522 Land $182,431 Building $598,091

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 260 E Central Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1978–2013)
Claims Outside the SFHA2 of 8
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 E Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

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