260 Crestfield Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 260 Crestfield Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,876 sqft · built 2023
Lot Size	0.142 acres (6,168 sqft)
Owner	2 Individual Names on File
Last Sale	$360,765 (Sep 2023)
Tax Bill	$4,655 (2024)
Deeds & Mortgages	Dec 2025 Sale Sep 2023 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`T230500108`

Property Details

APN / Parcel Number

Primary APN	`T230500108`
Alternative APN	`5-116B-D247-00-0021.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	1,210 sqft
Basement Area	1,210 sqft
Finished Basement	666 sqft
Unfinished Basement	544 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	6,168 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	T230500108
Street Address	260 CRESTFIELD CT
City	SAINT CHARLES
State	MO
Zip	63301-4937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHARLESTOWNE MEADOWS LOT 21
Legal Subdivision	CHARLESTOWNE MEADOWS
Legal Lot Number	21
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2001
Census Tract	310201

Owner

260 Crestfield Ct is owned and occupied by two individuals who acquired it in December 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	260 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Beneficiary Deed, Transfer
Sep 11, 2023	Special Warranty Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2023 · Amount on File
Deed Sale	Sep 11, 2023 · Amount on File
Deed Document Number	202337108
Last Transfer Date	Dec 9, 2025
Transfer Doc	0000055244
Record Updated	Oct 29, 2026

December 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 9, 2025
Property Address	260 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937
Document Number	0000055244
Map Reference	DOC 2022R-032801
Instrument Date	Dec 9, 2025
Instrument	2025R-055244
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	260 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 11, 2023
Property Address	260 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937
Document Number	0000037108
Map Reference	DOC 2022R-032801
Instrument Date	Sep 8, 2023
Instrument	2023R-037108
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17415 NORTH OUTER 40 RD, CHESTERFIELD, MO 63005-1320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 CRESTFIELD CT, SAINT CHARLES, MO 63301-4937

Mortgage

Document Number	0000037109
Date	Sep 11, 2023
Instrument	2023R-037109

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Orchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,563 (-)	$371,381 (-) Land $61,050 Building $310,331
2025		$70,563	$371,381 Land $61,050 Building $310,331
2024	$4,655.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 260 Crestfield Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Crestfield Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Crestfield Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures