260 Cress School Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 260 Cress School Rd, Salisbury, NC 28147 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,649 sqft · built 2019
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Nov 2025)
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`479 049`

Property Details

APN / Parcel Number

Primary APN	`479 049`
Alternative APN	`707606`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,649 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	61,855 sqft (1.42 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	260 CRESS SCHOOL RD
City	SALISBURY
State	NC
Zip	28147-9674
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 1.42AC
Legal Subdivision	PROPERTY SURVEY FOR LARRY T MORROW
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2009
Census Tract	51201

Owner

Source: Rowan County records · APN 479 049

Assessment roll updated August 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	260 CRESS SCHOOL RD, SALISBURY, NC 28147-9674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Oct 07, 2025	Intrafamily Transfer, Transfer
Jan 29, 2021	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Oct 10, 2018 · Amount on Record
Deed Book / Page	1472 / 899
Prior Transfer Date	Sep 29, 2025
Prior Transfer Doc	0014700355
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	260 CRESS SCHOOL RD, SALISBURY, NC 28147-9674
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 CRESS SCHOOL RD, SALISBURY, NC 28147-9674

Mortgage

Document Number	0014760899
Date	Feb 04, 2026
Book Page	1476/899

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 20, 2025
Property Address	260 CRESS SCHOOL RD, SALISBURY, NC 28147-9674
Document Number	0014720899
Book / Page	1472 / 899
Map Reference	MB 9995 PG 8727
Instrument Date	Nov 20, 2025
Transaction Type	Transfer
Record Updated	Dec 08, 2025
Title Company	INVEST TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1515 E NC 152 HWY, CHINA GROVE, NC 28023-8482

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 CRESS SCHOOL RD, SALISBURY, NC 28147-9674

Mortgage

Document Number	0001472900
Date	Nov 20, 2025
Instrument	1472/900

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Oct 07, 2025
Property Address	260 CRESS SCHOOL RD, SALISBURY, NC 28147-9674
Document Number	0014700355
Book / Page	1470 / 355
Map Reference	MB 9995 PG 8727
Instrument Date	Sep 29, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 CRESS SCHOOL RD, SALISBURY, NC 28147-9674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 CRESS SCHOOL RD, SALISBURY, NC 28147-9674

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	260 CRESS SCHOOL RD, SALISBURY, NC 28147-9674
Transaction Type	Mortgage
Record Updated	Feb 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013660908
Date	Jan 29, 2021
Book Page	1366/908

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,873.00	$424,099 (-) Land $39,920 Building $384,179
2023	$2,873.00	$424,099 Land $39,920 Building $384,179	$424,099 Land $39,920 Building $384,179

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590512012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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