260 Chalet Hill, Sylva, NC 28779 Property Records

Jackson County property record for 260 Chalet Hill, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,144 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$324,000 (Aug 2021)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7642-38-8587`

Property Details

APN / Parcel Number

Primary APN	`7642-38-8587`
Alternative APN	`177141`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,144 sqft Heated Area
1st Floor Area	836 sqft
Upper Floors Area	472 sqft
Basement Area	836 sqft
Finished Basement	836 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Deck Area	35 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	260 CHALET HL
City	SYLVA
State	NC
Zip	28779-7764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT B13A PAN-L-CO
Legal Lot Number	B13
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	2
Census Block	2005
Census Tract	950300

Owner

260 Chalet Hill is owned and occupied by two individuals who bought it in August 2021.

Source: Jackson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	260 CHALET HL, SYLVA, NC 28779-7764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Book / Page	2310 / 270
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Recording Date	Jun 23, 2026
Property Address	260 CHALET HL, SYLVA, NC 28779-7764
Document Number	2422001250
Book / Page	2422 / 1250
Instrument Date	Jun 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 CHALET HL, SYLVA, NC 28779-7764

Mortgage

Document Number	2422001250,
Date	Jun 23, 2026
Book Page	2422/1250

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 9, 2021
Property Address	260 CHALET HL, SYLVA, NC 28779-7764
Document Number	0023100270
Book / Page	2310 / 270
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 CHALET HL, 260, SYLVA, NC 28779-7764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 CHALET HL, SYLVA, NC 28779-7764

Mortgage

Document Number	0002310273
Date	Aug 9, 2021
Instrument	2310/273

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 260 Chalet Hill was $1,581.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,275 (-) Land $50,390 Building $365,885
2025	$1,581.00	$416,275 Land $50,390 Building $365,885
2023	$1,041.00	$274,130 Land $58,470 Building $215,660

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 260 Chalet Hill in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 Chalet Hill is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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