260 Bancroft Way, Sacramento, CA 95864 Property Records

Sacramento County property record for 260 Bancroft Way, Sacramento, CA 95864

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,060 sqft · built 2000
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$584,000 (May 2010)
Tax Bill	$10,699 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`293-0182-002-0000`

Property Details

APN / Parcel Number

Primary APN	`293-0182-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,060 sqft Living Area
Gross Area	4,391 sqft
1st Floor Area	3,172 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	260 BANCROFT WAY
City	SACRAMENTO
State	CA
Zip	95864-5733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	SIERRA OAKS 02, LOT 41
Legal Subdivision	SIERRA OAKS 02
Legal Lot Number	41
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	5
Census Block	5002
Census Tract	5404

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	260 BANCROFT WAY, SACRAMENTO, CA 95864-5733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 23, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Aug 10, 2017	Trustee's Deed, Construction Loan · Construction Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2010 · Amount on Record
Deed Sale	May 25, 2010 · Amount on Record
Deed Book / Page	20100525 / 879
Last Transfer Date	Feb 19, 2013
Transfer Doc	0000001249
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	260 BANCROFT WAY, SACRAMENTO, CA 95864-5733
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 BANCROFT WAY, SACRAMENTO, CA 95864-5733

Mortgage

Document Number	0000001312
Date	Jun 7, 2021
Instrument	202106071312

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	260 BANCROFT WAY, SACRAMENTO, CA 95864-5733
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 BANCROFT WAY, SACRAMENTO, CA 95864-5733

Mortgage

Document Number	6070000001312
Date	Jun 7, 2021
Book Page	20210607/1312

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	260 BANCROFT WAY, SACRAMENTO, CA 95864-5733
Document Number	1805290772
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 BANCROFT WAY SACRAMENTO CA 958645733, SACRAMENTO, CA 95864-5733

Mortgage

Document Number	1805290772
Date	May 29, 2018
Instrument	1805290772

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 10, 2017
Property Address	260 BANCROFT WAY, SACRAMENTO, CA 95864-5733
Instrument Date	Aug 4, 2017
Instrument	1708101053
Transaction Type	Construction Loan
Record Updated	Aug 29, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 BANCROFT WAY SACRAMENTO CA 958645733, SACRAMENTO, CA 95864-5733

Mortgage

Document Number	1708101053
Date	Aug 10, 2017
Instrument	1708101053

Lender

Name	UMPQUA BK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$919,775 (+2%) Land $230,402 Building $689,373
2025	$10,699.00 (+0.97%) Homeowner's exemption	$901,741 (+4.04%) Land $225,885 Building $675,856
2024	$10,596.00 (+2.62%)
2023	$10,325.00 (+0.55%) Homeowner's exemption	$866,726 Land $217,114 Building $649,612
2022	$10,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - ARDEN PARK VISTA serves 10,068 people · EPA ID CA3410002
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SCWA - LAGUNA/VINEYARD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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