260 Ave Descanso, Oceanside, CA 92057 Property Records

San Diego County property record for 260 Ave Descanso, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1978
Lot Size0.83 acres (3,600 sqft)
Owner2 Individual Names on Record
Last Sale$630,000 (Sep 2023)
Tax Bill$7,233 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jul 2023 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN157-391-56-00

Property Details

APN / Parcel Number

Primary APN157-391-56-00
Alternative APN
  • 1573613300

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area827 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area3,600 sqft (0.83 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1573613300
Street Address260 AVENIDA DESCANSO
CityOCEANSIDE
StateCA
Zip92057-5204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 36 TR 008594
Legal SubdivisionHERMOSA MANOR
Legal Tract008594
Legal Block3
Legal Lot Number36
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract18609

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address260 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 24, 2023Grant Deed, Transfer
LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Jul 24, 2023Intrafamily Transfer, Transfer · Commercial Mortgage
KIAVI FUNDING INC
Feb 16, 2017Quit Claim Deed, Transfer
DOCSTAR SERVICES LLC, DOCSTAR SVCS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2023 · Amount on Record
Deed SaleSep 29, 2023 · Amount on Record
Prior SaleJul 24, 2023 · Amount on Record
Deed Document Number2023265007
Prior Transfer DateOct 21, 1998
Prior Transfer Doc0000784664
Record UpdatedSep 20, 2026

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 29, 2023
Property Address260 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204
Document Number0000265007
Map ReferenceMAP 8594
Instrument DateSep 14, 2023
Instrument2023-0265007
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address260 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204

Mortgage

Document Number0000265008
DateSep 29, 2023
Instrument2023-0265008
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 24, 2023
Property Address260 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204
Document Number0000196514
Map ReferenceMAP 8594
Instrument DateJul 19, 2023
Instrument2023-0196514
Transaction TypeTransfer
Record UpdatedAug 2, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 21002, CHULA VISTA, CA 91921
InvestorPossibly a Property Investor

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 24, 2023
Property Address260 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204
Document Number0000196513
Map ReferenceMAP 8594
Instrument DateJul 19, 2023
Instrument2023-0196513
Transaction TypeTransfer
Record UpdatedAug 2, 2023
Title CompanyLAWYERS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 NORTHWOOD CT, BAYPORT, NY 11705-1875

Mortgage

Document Number0000196515
DateJul 24, 2023
Instrument2023-0196515
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
AddressPITTSBURGH, PA 15212
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 16, 2017
Property Address260 AVENIDA DESCANSO, OCEANSIDE, CA 92057-5204
Document Number0000077640
Instrument DateDec 23, 2016
Instrument77640
Transaction TypeTransfer
Record UpdatedFeb 21, 2017
Title CompanyDOCSTAR SERVICES LLC, DOCSTAR SVCS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address103 NORTHWOOD CT BAYPORT NY 117051875, BAYPORT, NY 11705-1875

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$655,452 (+2%) Land $520,200 Building $135,252
2025$7,233.00 (+310.27%)$642,600 (+314.39%) Land $510,000 Building $132,600
2023$1,763.00 (+1.5%)$155,073 Land $86,842 Building $68,231
2022$1,737.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1980)
Most Recent ClaimAug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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