San Diego County property record for 260 Ave de Los Claveles, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,802 sqft · built 1976 |
| Lot Size | 0.192 acres (8,374 sqft) |
| Owner | Company Name on File |
| Last Sale | $770,000 (Jul 2014) |
| Tax Bill | $10,581 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 259-430-02-00 |
| Primary APN | 259-430-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,802 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 8,374 sqft (0.192 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 260 AVENIDA DE LOS CLAVELES |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 83 TR 007662 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 007662 |
| Legal Block | 4 |
| Legal Lot Number | 83 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 17403 |
260 Ave de Los Claveles is owned by a company that acquired it in June 2015 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 260 AVENIDA DE LOS CLAVELES, ENCINITAS, CA 92024-4105 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 2014 · Amount on File |
| Deed Sale | Jul 10, 2014 · Amount on File |
| Deed Document Number | 2014287676 |
| Last Transfer Date | Jun 6, 2015 |
| Transfer Doc | 0000359523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 15, 2026 |
| Property Address | 260 AVENIDA DE LOS CLAVELES, ENCINITAS, CA 92024-4105 |
| Document Number | 0000104731 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026104731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | POST SETTLEMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 260 AVENIDA DE LOS CLAVELES, ENCINITAS, CA 92024-4105 |
| Document Number | 0000104731, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026104731 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 260 AVENIDA DE LOS CLAVELES, ENCINITAS, CA 92024-4105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 260 AVENIDA DE LOS CLAVELES, ENCINITAS, CA 92024-4105 |
| Document Number | 0000645166 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-0645166 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 260 AVENIDA DE LOS CLAVELES, ENCINITAS, CA 92024-4105 |
| Document Number | 0000375287 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 260 AVENIDA DE LOS CLAVELES ENCINITAS CA 920244105, ENCINITAS, CA 92024-4105 |
| Document Number | 0000375287 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 375287 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2049 |
The 2025 property tax bill for 260 Ave de Los Claveles was $10,581 with a homeowner's exemption, up 4.1% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $943,923 (+2%) Land $637,457 Building $306,466 | |
| 2025 | $10,581.00 (+4.1%) Homeowner's exemption | $925,415 Land $624,958 Building $300,457 |
| 2024 | $10,164.00 (+2.83%) | |
| 2023 | $9,884.00 (+2.38%) Homeowner's exemption | $889,482 Land $600,691 Building $288,791 |
| 2022 | $9,654.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 260 Ave de Los Claveles in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 260 Ave de Los Claveles has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: GeoLinks, Ting, Verizon.
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