260 Ash Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 260 Ash Ave, Cayucos, CA 93430

Property Summary

Property Type	Commercial
Details	5,748 sqft · built 1978
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,602 (2025)
Flood Zone	Zone AE (high risk)
APN	`064-095-013`

Property Details

APN / Parcel Number

Primary APN	`064-095-013`

Interior

Stories	2 Stories
Building Area	5,748 sqft Gross Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	260 ASH AVE
City	CAYUCOS
State	CA
Zip	93430-1003
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TN CAY BL 15 LT 13
Legal Subdivision	TOWN CAYUCOS
Legal Block	15
Legal Lot Number	13
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1020
Census Tract	10504

Owner

Source: San Luis Obispo County records · APN 064-095-013

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	260 ASH AVE, CAYUCOS, CA 93430-1003
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$445,071 (+3.07%) Land $152,319 Building $292,752
2025	$4,602.00 (+1.23%)	$431,798 (+3.24%) Land $149,333 Building $282,465
2023	$4,546.00 (+1.68%)	$418,242 Land $143,535 Building $274,707
2022	$4,471.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 individual policies
Nearby Flood Policies	33 units insured incl. 12 condo units
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2023
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Wildfire

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 380 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	MORRO ROCK MUTUAL WATER CO private · serves 2,181 people
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.