260 4th St, Gardner, ND 58036 Property Records

Cass County property record for 260 4th St, Gardner, ND 58036

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,040 sqft · built 2018
Lot Size	0.24 acres (10,656 sqft)
Owner	Individual Name on Record
Last Sale	$299,400 (Apr 2021)
Tax Bill	$780 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-0060-00030-000`

Property Details

APN / Parcel Number

Primary APN	`13-0060-00030-000`
Alternative APN	`13005000030000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	1,040 sqft Living Area
Basement Area	940 sqft
Finished Basement	940 sqft
Unfinished Basement	875 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,656 sqft (0.24 acres)
Garage Type	Attached
Garage Area	596 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	260 4TH ST
City	GARDNER
State	ND
Zip	58036-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3 BLOCK: 1 ADDITION: GARDNER MANOR SECOND ADDITION ADDITIONAL: GARDNER MANOR 2ND LT 3 BLK 1
Legal Subdivision	SECOND
Legal Block	1
Legal Lot Number	3
Jurisdiction	CASS ND
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1081
Census Tract	40200

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	260 4TH ST, GARDNER, ND 58036-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Quit Claim Deed, Transfer · Conventional Mortgage STARION BANK
Apr 9, 2019	Grant Deed, Transfer TOWN & CNTRY CU
Aug 2, 2018	Grant Deed, Transfer
Jan 29, 2020	Correction Deed THE TITLE SERVICES GROUP, THE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	20211629814
Prior Transfer Date	Apr 16, 2021
Prior Transfer Doc	0001629814
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS ND
Recording Date	Apr 21, 2021
Property Address	260 4TH ST, GARDNER, ND 58036-4004
Document Number	0001629814
Instrument Date	Apr 16, 2021
Instrument	1629814
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 4TH ST, GARDNER, ND 58036-4004

Mortgage

Document Number	0001629815
Date	Apr 21, 2021
Instrument	1629815

Lender

Name	STARION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CASS ND
Recording Date	Apr 9, 2019
Property Address	260 4TH ST, GARDNER, ND 58036-4004
Document Number	0001559835
Instrument Date	Apr 5, 2019
Instrument	1559835
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	260 4TH ST GARDNER ND 58036, GARDNER, ND 58036

Mortgage

Document Number	1559836
Date	Apr 9, 2019
Instrument	1559836

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CASS ND
Recording Date	Aug 2, 2018
Property Address	260 4TH ST, GARDNER, ND 58036-4004
Document Number	0001543733
Instrument Date	Jul 27, 2018
Instrument	1543733
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1701 32ND AVE S #1 FARGO ND 581035936, 1, FARGO, ND 58103-5936

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	CASS ND
Recording Date	Jan 29, 2020
Property Address	260 4TH ST, GARDNER, ND 58036-4004
Document Number	0001582415
Instrument Date	Jul 27, 2018
Instrument	1582415
Record Updated	Feb 12, 2020
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1701 32ND AVE S #1 FARGO ND 581035936, 1, FARGO, ND 58103-5936

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Gardner City
Unified School District	Northern Cass Public School District 97 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$780.00 (-68.56%)	$134,650 (+5.32%) Land $18,800 Building $115,850	$269,300 (+5.32%) Land $37,600 Building $231,700
2023	$2,481.00	$127,850 Land $18,800 Building $109,050	$255,700 Land $37,600 Building $218,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	87 (1979–2019)
Claims Outside the SFHA	19 of 87
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Flooding, Apr 2019 · 27 claims Severe Storms And Flooding, May 2013 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 74 people · EPA ID ND0900387
Water Source	Purchased groundwater from CASS RURAL WATER DISTRICT-PHASE III
Last State Inspection	Sep 2024
Also Mapped Here	CASS RURAL WATER DISTRICT FARGO
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Halstad Telephone Fiber	1,000 / 1,000
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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