Westerly Town property record for 26 West St, Westerly, RI 02891
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 2,633 sqft · built 1890 |
| Lot Size | 0.28 acres (12,180 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,067 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:47 B:7 |
| Primary APN | WEST M:47 B:7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,633 sqft Living Area |
| Gross Area | 5,204 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,180 sqft (0.28 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7012550 |
|---|---|
| Street Address | 26 WEST ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-6213 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 7 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 50801 |
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 26 WEST ST, WESTERLY, RI 02891-6213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Mar 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 26 WEST ST, WESTERLY, RI 02891-6213 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-7860 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 2021/7860 |
| Instrument | 2021-1741 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 26 WEST ST, WESTERLY, RI 02891-6213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020-4558 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 2020/4558 |
| Instrument | 2020-1065 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,067.00 (+13.07%) | $522,700 (+47.66%) Land $143,800 Building $378,900 |
| 2023 | $3,597.00 (+0.62%) | $354,000 (-) Land $102,700 Building $251,300 |
| 2022 | $3,575.00 | $354,000 Land $102,700 Building $251,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 23 (1982–2021) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Cox Communications Cable | 2,000 / 100 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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