26 West Rd, Warne, NC 28909 Property Records

Clay County property record for 26 West Rd, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1950
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (May 2023)
Tax Bill	$375 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`543800478598`

Property Details

APN / Parcel Number

Primary APN	`543800478598`
Alternative APNs	`622311000` `8593314`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	1,008 sqft Heated Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Account Number	622311000
Street Address	26 WEST RD
City	WARNE
State	NC
Zip	28909-8754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SR 1111 & SR 1112
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	1
Census Block	1027
Census Tract	950201

Owner

26 West Rd is owned and occupied by an individual who bought it in May 2023.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	26 WEST RD, WARNE, NC 28909-8754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Aug 15, 2008 · Amount on File
Deed Document Number	20231044
Deed Book / Page	475 / 204
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	May 31, 2023
Property Address	26 WEST RD, WARNE, NC 28909-8754
Document Number	000475/204
Book / Page	475 / 204
Instrument Date	May 26, 2023
Instrument	2023001044
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344 CREEKSIDE LN, GARDENDALE, AL 35071-3694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 WEST RD, WARNE, NC 28909-8754

Mortgage

Document Number	0000W16/14
Date	May 31, 2023
Book Page	W16/14
Instrument	2023001045

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 26 West Rd was $375, down 12% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$375.00 (-11.97%)	$88,900 (+28.1%) Land $37,500 Building $51,400	$88,900 (+28.1%) Land $37,500 Building $51,400
2025	$426.00	$69,400 Land $28,300 Building $41,100	$69,400 Land $28,300 Building $41,100
2023	$326.00	$69,400 Land $28,300 Building $41,100	$69,400 Land $28,300 Building $41,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 26 West Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 West Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on West Rd

Nearby Streets

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