26 Walnut Dr, Mills River, NC 28759 Property Records

Henderson County property record for 26 Walnut Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,074 sqft · built 1998
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9633121393`

Property Details

APN / Parcel Number

Primary APN	`9633121393`
Alternative APNs	`0802131` `802131`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,074 sqft Heated Area
1st Floor Area	1,808 sqft
Basement Area	1,808 sqft
Finished Basement	1,266 sqft
Unfinished Basement	542 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	224 sqft
Canopy	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	802131
Street Address	26 WALNUT DR
City	MILLS RIVER
State	NC
Zip	28759-2658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	802131~MR-
Legal Description	#165 HIGH VISTA COUNTRY CLUB
Legal Subdivision	HIGH VISTA COUNTRY CLUB, INC. (2172)
Legal Block	12
Legal Lot Number	1393
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	3
Census Block	3006
Census Tract	930701

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 WALNUT DR, MILLS RIVER, NC 28759-2658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage CBC NATIONAL BANK
Feb 24, 2020	Deed of Trust, Mortgage · Conventional with PMI FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 19, 2006
Transfer Doc	0012740764
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	26 WALNUT DR, MILLS RIVER, NC 28759-2658
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038080672
Date	Oct 25, 2021
Book Page	3808/672
Instrument	965832

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	26 WALNUT DR, MILLS RIVER, NC 28759-2658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030730217
Date	Jun 30, 2017
Book Page	3073/217

Lender

Name	CBC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2032

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	26 WALNUT DR, MILLS RIVER, NC 28759-2658
Document Number	0034570088
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	PROGRESSIVE LAND TITLE AGENCY, PROGRESSIVE LAND TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 WALNUT DR MILLS RIVER NC 287592658, MILLS RIVER, NC 28759-2658

Mortgage

Document Number	0034570088
Date	Feb 28, 2020
Book Page	003457/000088
Instrument	920610

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,000 (-) Land $88,200 Building $473,800
2025	$2,422.00	$562,000 (-) Land $88,200 Building $473,800
2023		$562,000 Land $88,200 Building $473,800	$562,000 Land $88,200 Building $473,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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