26 W Ruby Ave, Palisades Park, NJ 07650 Property Records

Bergen County and Palisades Park Borough property record for 26 W Ruby Ave, Palisades Park, NJ 07650

Property Summary

Property Type	Single Family Home
Details	3,264 sqft · built 1985
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Feb 2021)
Tax Bill	$16,574 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45-00617-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`45-00617-0000-00014`
Alternative APNs	`450061700014` `123090`

Interior

Building Area	3,264 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Account Number	123090
Street Address	26 W RUBY AVE
City	PALISADES PARK
State	NJ
Zip	07650-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Description	L57 50X100 2LT
Legal Subdivision	GRANTWOOD REALTY CO SEC 1
Legal Block	617
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	PALISADES PARK
Census Block Group	3
Census Block	3009
Census Tract	41301

Owner

26 W Ruby Ave is owned and occupied by two individuals who bought it in February 2021.

Source: Bergen County and Palisades Park Borough records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 W RUBY AVE, PALISADES PARK, NJ 07650-1009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY ASSET CORP
Jan 10, 2018	Deed of Trust, Mortgage · Line of Credit NEW MILLENNIUM BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2021 · Amount on File
Deed Sale	Feb 5, 2021 · Amount on File
Prior Sale	Dec 22, 2014 · Amount on File
Deed Document Number	202116032
Deed Book / Page	3945 / 1874
Record Updated	Oct 29, 2026

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 5, 2021
Property Address	26 W RUBY AVE, PALISADES PARK, NJ 07650-1009
Document Number	0039451874
Book / Page	3945 / 1874
Instrument Date	Dec 1, 2020
Instrument	2021016032
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	BLUELAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 W RUBY AVE, PALISADES PARK, NJ 07650-1009

Mortgage

Document Number	2021016033
Date	Feb 5, 2021
Instrument	2021016033

Lender

Name	FAIRWAY ASSET CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	26 W RUBY AVE, PALISADES PARK, NJ 07650-1009
Document Number	0028360965
Book / Page	002836 / 000965
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 HILLSIDE AVE #B PALISADES PARK NJ 076501345, B, PALISADES PARK, NJ 07650-1345

Mortgage

Document Number	0028360965
Date	Jan 16, 2018
Book Page	002836/000965

Lender

Name	NEW MILLENNIUM BK
Type	Bank
Address	FORT LEE, NJ 07024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Jan 15, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 26 W Ruby Ave was $16,574, up 4.1% from the year before.

Source: Bergen County and Palisades Park Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Palisades Park Borough
Unified School District	Palisades Park Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,226,700 (+8.28%) Land $515,000 Building $711,700	$1,226,700 (+8.28%) Land $515,000 Building $711,700
2025	$16,574.00 (+4.13%)	$1,132,900 Land $485,000 Building $647,900	$1,132,900 Land $485,000 Building $647,900
2024	$15,916.00
2023		$1,051,400 Land $447,500 Building $603,900	$1,051,400 Land $447,500 Building $603,900
2022	$15,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 W Ruby Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1990–2009)
Most Recent Claim	Dec 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26 W Ruby Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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