26 W Beach St, Westerly, RI 02891 Property Records

Westerly Town property record for 26 W Beach St, Westerly, RI 02891

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,876 sqft · built 1973
Lot Size0.287 acres (12,483 sqft)
OwnerIndividual Name on File
Last Sale$259,000 (Jun 2015)
Tax Bill$3,596 (2025)
Deeds & MortgagesJul 2021 Refinance
Flood ZoneZone X (moderate risk)
APNWEST M:96 B:110

Property Details

APN / Parcel Number

Primary APNWEST M:96 B:110
Alternative APNs
  • M:096 B:110 L
  • 13118515

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,876 sqft Living Area
Gross Area2,905 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleSplit Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,483 sqft (0.287 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number13118515
Street Address26 W BEACH ST
CityWESTERLY
StateRI
Zip02891-2828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block110
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2009
Census Tract50802

Owner

Source: Westerly Town records · APN WEST M:96 B:110

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address26 W BEACH ST, WESTERLY, RI 02891-2828
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2015 · Amount on Record
Deed SaleJun 26, 2015 · Amount on Record
Deed Book / Page2015 / 9647
Last Transfer DateSep 13, 2024
Transfer Doc2024-12115
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address26 W BEACH ST, WESTERLY, RI 02891-2828
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20214115
DateJul 15, 2021
Instrument2021-4115
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,596.00 (-3.54%)$462,200 (+25.97%) Land $193,000 Building $269,200
2023$3,728.00 (+0.59%)$366,900 (-) Land $137,900 Building $229,000
2022$3,706.00$366,900 Land $137,900 Building $229,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims10 (1991–2024)
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 85% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Cogeco Cable Holdings II, Frontier, T-Mobile USA, Xfinity.

Based on FCC filings for 198 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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