26 Victor St, Waterloo, IL 62298 Property Records

Monroe County property record for 26 Victor St, Waterloo, IL 62298

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on Record
Last Sale	$203,547 (Oct 2018)
Deeds & Mortgages	Mar 2018 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-13-151-002-000`

Property Details

APN / Parcel Number

Primary APN	`07-13-151-002-000`
Alternative APN	`07131030200200 00`

Location & Zoning

Street Address	26 VICTOR ST
City	WATERLOO
State	IL
Zip	62298-5534
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	WR3
Legal Description	LOT 64 LOU DEL 3RD ADDN
Legal Range	10W
Legal Township	02S
Legal Section	13
Legal Subdivision	LOU DEL
Legal Lot Number	64
Jurisdiction	MONROE IL
Township / Civil Division	30
Census Block Group	2
Census Block	2061
Census Tract	600402

Owner

Source: Monroe County records, as of December 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	28 VICTOR ST, WATERLOO, IL 62298-5534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
Aug 10, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Oct 31, 2018	Deed, Transfer ACCENT TITLE
Mar 28, 2018	Quit Claim Deed, Transfer ACCENT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Mar 28, 2018
Deed Document Number	398532
Record Updated	Jun 7, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	26 VICTOR ST, WATERLOO, IL 62298-5534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000395023
Date	Mar 27, 2018
Instrument	395023

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 23, 2019

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	26 VICTOR ST, WATERLOO, IL 62298-5534
Document Number	0000410251
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	ACCENT TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 VICTOR ST WATERLOO IL 62298, WATERLOO, IL 62298

Mortgage

Document Number	0000410251
Date	Aug 17, 2020
Instrument	410251

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IL
Recording Date	Oct 31, 2018
Property Address	26 VICTOR ST, WATERLOO, IL 62298-5534
Document Number	0000398532
Map Reference	BK C PG 11
Instrument Date	Oct 30, 2018
Instrument	398532
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$305.32
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 VICTOR ST, WATERLOO, IL 62298-5534

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Mar 28, 2018
Property Address	26 VICTOR ST, WATERLOO, IL 62298-5534
Document Number	0000395042
Instrument Date	Mar 23, 2018
Instrument	395042
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1060 GILMORE LAKE RD WATERLOO IL 622983242, WATERLOO, IL 62298-3242

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$15,310 Land $15,310	$45,930 Land $45,930

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Wisper ISP.

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