Cherokee County property record for 26 Vance St, Murphy, NC 28906 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1985 |
| Square Footage | 2,356 sqft Heated Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $132,000 (2016) |
| Tax Bill | $1,301.00 (2025) |
| Primary APN | 459207780170000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,356 sqft Heated Area |
| Gross Area | 4,592 sqft Gross Area |
| 1st Floor | 1,636 sqft 1st Floor |
| Upper Floors | 720 sqft Upper Floors |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level Style |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 11,326 sqft (0.26 acres) |
| Depth X Width | 100 ft x 104 ft Depth x Width |
| Garage Area | 120 sqft Garage |
| Deck Area | 506 sqft Deck |
| Patio Area | 231 sqft Patio |
| Porch Area | 1,020 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 48501 |
|---|---|
| Street Address | 26 VANCE ST |
| City | MURPHY |
| State | NC |
| Zip | 28906-2884 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FR DOUGHERTY 1417/740 1551/280 |
| Legal Subdivision | VANCE STREET AND FAIN STREET |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 2 |
| Census Block | 2013 |
| Census Tract | 930402 |
Source: Cherokee County records · APN 459207780170000
Assessment roll updated October 10, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26 VANCE ST, MURPHY, NC 28906-2884 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Aug 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 27, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Mar 10, 2025 | Intrafamily Transfer, Transfer |
| Sep 26, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2016 · Amount on Record |
| Deed Sale | Dec 19, 2016 · Amount on Record |
| Prior Sale | Mar 25, 2010 · Amount on Record |
| Deed Doc Number | 20165596 |
| Deed Book / Page | 1551 / 280 |
| Last Transfer Date | Mar 10, 2025 |
| Transfer Doc | 01773/1213 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 26 VANCE ST, MURPHY, NC 28906-2884 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001732/964 |
|---|---|
| Date | Apr 10, 2023 |
| Book Page | 1732/964 |
| Instrument | 1656 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 26 VANCE ST, MURPHY, NC 28906-2884 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 01687/1113 |
|---|---|
| Date | Aug 09, 2021 |
| Book Page | 1687/1113 |
| Instrument | 5243 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 26 VANCE ST, MURPHY, NC 28906-2884 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01778/1124 |
|---|---|
| Date | May 27, 2025 |
| Book Page | 1778/1124 |
| Instrument | 2389 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 116 PEACHTREE ST, MURPHY, NC 28906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 13, 2050 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 10, 2025 |
| Property Address | 26 VANCE ST, MURPHY, NC 28906-2884 |
| Document Number | 01773/1213 |
| Book / Page | 1773 / 1213 |
| Instrument Date | Mar 10, 2025 |
| Instrument | 1027 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 VANCE ST, MURPHY, NC 28906-2884 |
| Name | Verified Name |
|---|---|
| Address | 26 VANCE ST, MURPHY, NC 28906-2884 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 26, 2018 |
| Property Address | 26 VANCE ST, MURPHY, NC 28906-2884 |
| Document Number | 01596/0632 |
| Book / Page | 01596 / 0632 |
| Instrument Date | Sep 22, 2018 |
| Instrument | 04603 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 VANCE ST, MURPHY, NC 28906-2884 |
| Document Number | 0000004604 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 04604 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Oct 01, 2045 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Municipality | Murphy Town |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,301.00 | $199,470 (+1.66%) | $199,470 (+1.66%) Land $24,000 Building $175,470 |
| 2023 | $196,210 | $196,210 Land $24,000 Building $172,210 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures