Barnstable County and Barnstable Town City property record for 26 Trudy Ln, Cotuit, MA 02635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,540 sqft · built 2010 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Mar 2017) |
| Tax Bill | $7,300 (2025) |
| Deeds & Mortgages | Nov 2024 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | COTU M:021 L:104 |
| Primary APN | COTU M:021 L:104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 5,972 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,045 sqft (1.08 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 10142 |
|---|---|
| Street Address | 26 TRUDY LN |
| City | COTUIT |
| State | MA |
| Zip | 02635-3053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | ERNEST W KITCHENS |
| Legal Lot Number | 104 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 13200 |
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26 TRUDY LN, COTUIT, MA 02635-3053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 6, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NEW AMERICAN FUNDING |
| Mar 10, 2017 | Quit Claim Deed, Transfer · FHA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Prior Sale | May 13, 2010 · Amount on Record |
| Deed Book / Page | 30343 / 125 |
| Transfer Doc | 030343-125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COTUIT MA |
| Property Address | 26 TRUDY LN, COTUIT, MA 02635-3053 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036660-328 |
|---|---|
| Date | Nov 6, 2024 |
| Book Page | 36660/328 |
| Instrument | 44353 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Mar 10, 2017 |
| Property Address | 26 TRUDY LN, COTUIT, MA 02635-3053 |
| Document Number | 30343-125 |
| Book / Page | 030343 / 000125 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 11588 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,821.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 FRESH POND FARM RD TEATICKET MA 025368520, TEATICKET, MA 02536-8520 |
| Document Number | 30343-128 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 030343/000128 |
| Instrument | 11589 |
| Name | USAA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2047 |
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,300.00 (+3.71%) | $874,300 (-2.13%) Land $244,600 Building $629,700 | $891,100 |
| 2024 | $7,039.00 (+14.64%) | $893,300 (+21.77%) Land $244,600 Building $648,700 | |
| 2023 | $6,140.00 | $733,600 Land $222,400 Building $511,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 9 (1990–2023) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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