26 Surf Ln, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 26 Surf Ln, Kennebunk, ME 04043

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,876 sqft · built 2002
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$502,500 (Feb 2005)
Tax Bill	$18,734 (2025)
Deeds & Mortgages	May 2021 Refinance
Flood Zone	Zone AE (high risk)
APN	`KENB M:092 L:008`

Property Details

APN / Parcel Number

Primary APN	`KENB M:092 L:008`
Alternative APNs	`M:092 L:008 U:000` `4693`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,876 sqft Living Area
Gross Area	3,884 sqft
1st Floor Area	954 sqft
Basement Area	1,844 sqft
Unfinished Basement	1,229 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4693
Street Address	26 SURF LN
City	KENNEBUNK
State	ME
Zip	04043-7681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Lot Number	8
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	2
Census Block	2013
Census Tract	28004

Owner

26 Surf Ln is owned by two individuals who bought it in February 2005.

Source: York County and Kennebunk Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 SOUTH AVE, WESTON, MA 02493-2606
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2005 · Amount on File
Deed Sale	Feb 14, 2005 · Amount on File
Deed Document Number	20057912
Deed Book / Page	14374 / 653
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	26 SURF LN, KENNEBUNK, ME 04043-7681
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186680206
Date	May 18, 2021
Book Page	18668/206
Instrument	2021028462

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 26 Surf Ln was $18,734, up 32.8% from the year before.

Source: York County and Kennebunk Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,734.00 (+32.78%)	$1,901,900 (+128.48%) Land $1,378,500 Building $523,400
2024	$14,109.00 (+5.61%)	$832,400 (-) Land $529,300 Building $303,100
2023	$13,360.00 (+9.93%)	$832,400 (-) Land $529,300 Building $303,100	$1,985,975
2022	$12,153.00	$832,400 Land $529,300 Building $303,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Surf Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 184 individual policies
Nearby Flood Policies	238 units insured incl. 54 condo units
Nearby Flood Claims	74 (1996–2024)
Claims Outside the SFHA	29 of 74
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 53 claims Severe Storm And Flooding, Dec 2022 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Surf Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35