26 Summit Ave, North Plainfield (Plainfield), NJ 07060 Property Records

Somerset County and North Plainfield Borough property record for 26 Summit Ave, North Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,516 sqft · built 1924
Lot Size	0.091 acres (3,977 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (May 2026)
Tax Bill	$10,494 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00078-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`14-00078-0000-00005`
Alternative APNs	`140007800005` `S002`

Interior

Stories	2 Stories
Building Area	1,516 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	3,977 sqft (0.091 acres)
Lot Dimensions	159 ft deep x 25 ft wide

Location & Zoning

Account Number	S002
Street Address	26 SUMMIT AVE
City	NORTH PLAINFIELD
State	NJ
Zip	07060-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BOROUGH/NORTH PLAINFIELD
Legal Block	78
Legal Lot Number	5
Jurisdiction	SOMERSET NJ
Township / Civil Division	NORTH PLAINFIELD
Census Block Group	3
Census Block	3007
Census Tract	51700

Owner

Source: Somerset County and North Plainfield Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 SUMMIT AVE, NORTH PLAINFIELD, NJ 07060-4129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Jul 1, 2019	Deed, Transfer · ARM ACC MORTGAGE INC
Sep 26, 2017	Grant Deed, Transfer ISLAND TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	202612731
Deed Book / Page	7679 / 3699
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 7, 2026
Property Address	26 SUMMIT AVE, NORTH PLAINFIELD, NJ 07060-4129
Document Number	0000012731
Book / Page	7679 / 3699
Instrument Date	Apr 30, 2026
Instrument	2026.12731
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	REALSAFE TITLE LLC, REALSAFE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SUMMIT AVE, NORTH PLAINFIELD, NJ 07060-4129

Mortgage

Document Number	0000012732,
Date	May 7, 2026
Book Page	7679/3706
Instrument	2026.12732

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 1, 2019
Property Address	26 SUMMIT AVE, NORTH PLAINFIELD, NJ 07060-4129
Document Number	0000023094
Book / Page	7128 / 1321
Instrument Date	Jun 30, 2019
Instrument	2019023094
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	MONUMENT TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2559 HAMILTON TER, 2559, UNION, NJ 07083-4961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SUMMIT AVE, NORTH PLAINFIELD, NJ 07060-4129

Mortgage

Document Number	0000023095
Date	Jul 1, 2019
Instrument	2019023095

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	5.99%
Max Rate At Change	9.99%
Index	1-Year LIBOR
Margin	5
Max Rate	13.9%

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 26, 2017
Property Address	26 SUMMIT AVE, NORTH PLAINFIELD, NJ 07060-4129
Document Number	0000038851
Book / Page	006992 / 002255
Instrument Date	Aug 25, 2017
Instrument	38851
Transaction Type	Transfer
Record Updated	Nov 9, 2017
Title Company	ISLAND TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2559 HAMILTON TER UNION NJ 070834961, UNION, NJ 07083-4961

Tax Assessment & Valuation

Source: Somerset County and North Plainfield Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	North Plainfield Borough
Unified School District	North Plainfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,000 (-) Land $67,600 Building $163,400	$231,000 (-) Land $67,600 Building $163,400
2025	$10,494.00 (+4.24%)	$231,000 (-) Land $67,600 Building $163,400	$231,000 (-) Land $67,600 Building $163,400
2024	$10,067.00 (+6.79%)
2023		$231,000 Land $67,600 Building $163,400	$231,000 Land $67,600 Building $163,400
2022	$9,427.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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