Suffolk County and Smithtown Town property record for 26 Summerset Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,110 sqft · built 1970 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $367,000 (Mar 2017) |
| Tax Bill | $14,492 (2024) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jun 2018 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 75.-2-28.2 |
| Primary APN | 473489 75.-2-28.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| Gross Area | 3,047 sqft |
| 1st Floor Area | 2,110 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 741 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 196 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | S16133 |
|---|---|
| Street Address | 26 SUMMERSET DR |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18-704876 TC-82 *1612 P/LOT 13 SMITHTOWN HILLS SEC 1 |
| Legal Subdivision | MAP OF SMITHTOWN HILLS |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 134902 |
26 Summerset Dr is owned and occupied by an individual who acquired it in February 2024.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 26 SUMMERSET DR, SMITHTOWN, NY 11787-1718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit FOURLEAF FCU |
| Jun 7, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Apr 5, 2017 | Grant Deed, Construction Loan · Construction Mortgage RICHARD G DAVIS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2017 · Amount on File |
| Deed Sale | Mar 24, 2017 · Amount on File |
| Deed Book / Page | D00012905 / 889 |
| Last Transfer Date | Feb 19, 2024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 26 SUMMERSET DR, SMITHTOWN, NY 11787-1718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0236980170 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 23698/170 |
| Name | FOURLEAF FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 26 SUMMERSET DR, SMITHTOWN, NY 11787-1718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229320698 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 22932/698 |
| Instrument | 18-0103999 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Jul 1, 2032 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 5, 2017 |
| Property Address | 26 SUMMERSET DR, SMITHTOWN, NY 11787-1718 |
| Document Number | 0129050889 |
| Book / Page | 012905 / 000889 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 13, 2020 |
| Title Company | BOUNDARY TITLE SERVICES, BOUNDARY TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,468.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 HIGHGATE CT SMITHTOWN NY 11787, SMITHTOWN, NY 11787 |
| Document Number | 228050715 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 022805/000715 |
| Name | RICHARD G DAVIS |
|---|---|
| Address | 26402 S LAKESIDE DR, SUN LAKES, AZ 85248-7046 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 4, 2018 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,027 Land $500 Building $5,527 | $753,375 Land $62,500 Building $690,875 | |
| 2024 | $14,492.00 | ||
| 2023 | $6,027 Land $500 Building $5,527 | $6,928 Land $575 Building $6,353 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 26 Summerset Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Summerset Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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