26 Suffolk Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 26 Suffolk Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,385 sqft · built 1999
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Tax Bill$5,090 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNA985000115

Property Details

APN / Parcel Number

Primary APNA985000115
Alternative APN
  • 5-116D-7739-00-0362.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,385 sqft Living Area
Gross Area4,320 sqft
1st Floor Area1,277 sqft
Basement Area1,253 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area682 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck AreaDeck Area
Patio Area490 sqft

Location & Zoning

Account NumberA985000115
Street Address26 SUFFOLK DR
CitySAINT CHARLES
StateMO
Zip63301-3248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSTABLE RIDGE MANOR #3 LOT 362
Legal SubdivisionSTABLE RIDGE MANOR #3
Legal Lot Number362
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1002
Census Tract310202

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address26 SUFFOLK DR, SAINT CHARLES, MO 63301-3248
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2024
Deed SaleJun 17, 2024
Prior SaleSep 29, 2022 · Amount on Record
Deed Document Number202423794
Prior Transfer DateJun 10, 2024
Prior Transfer Doc0000023794
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 29, 2022
Property Address26 SUFFOLK DR, SAINT CHARLES, MO 63301-3248
Document Number0000053487
Map ReferenceMB 34 PG 111
Instrument DateSep 19, 2022
Instrument2022R-053487
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyNOT AVAILABLE, UST

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26 SUFFOLK DR, SAINT CHARLES, MO 63301-3248

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 SUFFOLK DR, SAINT CHARLES, MO 63301-3248

Mortgage

Document Number0000053489
DateSep 29, 2022
Instrument2022R-053489
Lender
NameF AND B ACQUISITION GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$78,070 (-)$410,893 (-) Building $410,893
2025$5,090.00$78,070 (+7.76%)$410,893 (+7.76%)
2023$72,449
2022$381,309 Land $60,000 Building $321,309

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims37 (1979–2022)
Claims Outside the SFHA2 of 37
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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