26 Sturm St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 26 Sturm St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,562 sqft · built 1955
Lot Size	0.475 acres (20,650 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,965 (2026)
Deeds & Mortgages	Oct 2018 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145203 104.15-8-18`

Property Details

APN / Parcel Number

Primary APN	`145203 104.15-8-18`
Alternative APN	`52031041500008018000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,500 sqft
Upper Floors Area	62 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	20,650 sqft (0.475 acres)
Lot Dimensions	118 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	26 STURM ST
City	LANCASTER
State	NY
Zip	14086-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC10 490 2 10THRU 14 175 X 118.3
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	8
Legal Lot Number	18.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1010
Census Tract	14400

Owner

26 Sturm St is owned and occupied by two individuals who acquired it in January 2018.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 STURM ST, LANCASTER, NY 14086-1821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jan 29, 2018	Quit Claim Deed, Transfer · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2008
Deed Sale	Sep 5, 2008
Deed Document Number	20082008183057
Deed Book / Page	11149 / 5479
Last Transfer Date	Jan 26, 2018
Transfer Doc	0113248910
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	26 STURM ST, LANCASTER, NY 14086-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138751440
Date	Oct 23, 2018
Book Page	13875/1440
Instrument	2018212690

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Jan 29, 2018
Property Address	26 STURM ST, LANCASTER, NY 14086-1821
Document Number	0113248910
Book / Page	011324 / 008910
Instrument Date	Jan 26, 2018
Transaction Type	Transfer
Record Updated	Apr 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 STURM ST LANCASTER NY 140861821, LANCASTER, NY 14086-1821

Mortgage

Document Number	138442559
Date	Jan 29, 2018
Book Page	013844/002559

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 28, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 26 Sturm St was $5,965 with a homeowner's exemption, up 31.7% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,965.00 (+31.74%) Homeowner's exemption
2025	$4,528.00 (-21.9%)	$175,000 (-) Land $43,700 Building $131,300	$273,438 (+12.48%) Land $68,281 Building $205,157
2024	$5,798.00 Homeowner's exemption	$175,000 (-) Land $43,700 Building $131,300	$243,100 (+4.2%) Land $60,706 Building $182,394
2023	Homeowner's exemption	$175,000 Land $43,700 Building $131,300	$233,300 Land $58,258 Building $175,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Sturm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 26 Sturm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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