Essex County and Saugus Town property record for 26 Spencer Ave, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1955 |
| Square Footage | 2,567 sqft Living Area |
| Lot Size | 6,752 sqft (0.155 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $750,000 (2025) |
| Tax Bill | $6,026.00 (2025) |
| Primary APN | SAUG M:006-H B:0009 L:0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,567 sqft Living Area |
| Gross Area | 3,394 sqft Gross Area |
| 1st Floor | 1,510 sqft 1st Floor |
| Basement Area | 1,510 sqft Basement |
| Unfinished Basement | 453 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,752 sqft (0.155 acres) |
| Garage Type | Attached Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 5770006 |
|---|---|
| Street Address | 26 SPENCER AVE |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1750 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 9 |
| Legal Lot Number | 13 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 208102 |
Source: Essex County and Saugus Town records · APN SAUG M:006-H B:0009 L:0013
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 SPENCER AVE, SAUGUS, MA 01906-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance HANSCOM FCU |
| Oct 24, 2025 | Quit Claim Arm's Length for NE States, Transfer ROCKET MORTGAGE LLC |
| Apr 15, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2025 · Amount on Record |
| Deed Sale | Oct 24, 2025 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Book / Page | 43027 / 454 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 26 SPENCER AVE, SAUGUS, MA 01906-1750 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041573-599 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 41573/599 |
| Instrument | 20230522000840 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Oct 24, 2025 |
| Property Address | 26 SPENCER AVE, SAUGUS, MA 01906-1750 |
| Document Number | 043027-454 |
| Book / Page | 43027 / 454 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 20251024003560 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 26 SPENCER AVE, SAUGUS, MA 01906-1750 |
| Document Number | 20251024003570 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 20251024003570 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Apr 15, 2021 |
| Property Address | 26 SPENCER AVE, SAUGUS, MA 01906-1750 |
| Document Number | 039772-292 |
| Book / Page | 39772 / 292 |
| Instrument Date | Apr 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 SALEM ST, WOBURN, MA 01801-2788 |
| Document Number | 0039772294 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 39772/294 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,026.00 (+6.69%) | $564,200 (+6.39%) Land $286,300 Building $277,900 | $703,855 |
| 2024 | $5,648.00 (+1.42%) | $530,300 (+7.22%) Land $260,300 Building $270,000 | |
| 2023 | $5,569.00 | $494,600 Land $234,200 Building $260,400 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not exposed less than 1% of the US · less than 1% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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