26 Smith Dr, Savannah, GA 31406 Property Records

Chatham County property record for 26 Smith Dr, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,319 sqft · built 1981
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Nov 2024)
Tax Bill	$4,633 (2025)
Deeds & Mortgages	Jan 2016 Line of Credit Aug 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1-0305-02-029`

Property Details

APN / Parcel Number

Primary APN	`1-0305-02-029`
Alternative APN	`Q000470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,319 sqft Living Area
1st Floor Area	1,319 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	26 SMITH DR
City	SAVANNAH
State	GA
Zip	31406-6441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 WYMBERLEY ON THE MARSH PH 3
Legal Subdivision	WYMBERLY ON MRS
Legal Phase	3
Legal Lot Number	3
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3011
Census Tract	11004

Owner

26 Smith Dr is owned and occupied by two individuals who bought it in November 2024.

Source: Chatham County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 SMITH DR, SAVANNAH, GA 31406-6441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2016	Deed of Trust, Mortgage · Line of Credit WORKMENS CIRCLE CREDIT UNION
Aug 22, 2023	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on File
Deed Sale	Nov 7, 2024 · Amount on File
Prior Sale	Aug 22, 2023 · Amount on File
Deed Book / Page	3521 / 513
Record Updated	Oct 29, 2026

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	26 SMITH DR, SAVANNAH, GA 31406-6441
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SMITH DR, SAVANNAH, GA 31406-6441

Mortgage

Document Number	0007160489
Date	Jan 21, 2016
Book Page	716/489

Lender

Name	WORKMENS CIRCLE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 13, 2031

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 22, 2023
Property Address	26 SMITH DR, SAVANNAH, GA 31406-6441
Document Number	0031750545
Book / Page	3175 / 545
Instrument Date	Aug 22, 2023
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 SMITH DR, SAVANNAH, GA 31406-6441

Mortgage

Document Number	0003175547
Date	Aug 22, 2023
Instrument	3175/547

Lender

Name	FLAGSTAR BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 26 Smith Dr was $4,633.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,120 (+25.18%) Land $44,000 Building $142,120	$465,300 (+25.18%) Land $110,000 Building $355,300
2025	$4,633.00 Homeowner's exemption	$148,680 Land $44,000 Building $104,680	$371,700 Land $110,000 Building $261,700
2023		$99,720 (+5.64%) Land $44,000 Building $55,720	$249,300 (+5.64%) Land $110,000 Building $139,300
2022	$1,451.00	$94,400 Land $44,000 Building $50,400	$236,000 Land $110,000 Building $126,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 26 Smith Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 151 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	151 in force
Nearby Flood Claims	44 (1984–2024)
Claims Outside the SFHA	8 of 44
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Matthew, Oct 2016 · 5 claims Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Smith Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN OF ROBIN HOOD private · serves 5,000 people · EPA ID GA0510109
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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