26 S Spring St, Sparta, TN 38583 Property Records

White County property record for 26 S Spring St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 2018
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$275,000 (May 2026)
Tax Bill	$945 (2021)
Deeds & Mortgages	May 2026 Sale Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093059A A 02800`

Property Details

APN / Parcel Number

Primary APN	`093059A A 02800`
Alternative APN	`059A A 02800`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	216 ft deep x 65 ft wide

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	26 S SPRING ST
City	SPARTA
State	TN
Zip	38583-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	DISTRICT: 1
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2031
Census Tract	935300

Owner

26 S Spring St is owned by a company that bought it in May 2026.

Source: White County records, as of June 5, 2026

Owner of Record	Company Name on File
Mailing Address	2223 N WASHINGTON AVE, COOKEVILLE, TN 38501-1083
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer PARAMOUNT TITLE
Mar 25, 2022	Quit Claim Deed, Transfer · Conventional Mortgage WILSON BANK & TRUST
Feb 12, 2019	Warranty Deed, Transfer NTFN
Aug 24, 2018	Trustee's Deed, Construction Loan · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Feb 12, 2019 · Amount on File
Deed Document Number	20262454
Deed Book / Page	602 / 481
Prior Transfer Date	Mar 17, 2022
Prior Transfer Doc	0RB505/288
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	May 29, 2026
Property Address	26 S SPRING ST, SPARTA, TN 38583-1864
Document Number	0000002454
Book / Page	602 / 481
Instrument Date	May 26, 2026
Instrument	20262454
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Tax	$102,767.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2223 N WASHINGTON AVE, COOKEVILLE, TN 38501-1083

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Mar 25, 2022
Property Address	26 S SPRING ST, SPARTA, TN 38583-1864
Document Number	0RB505/288
Book / Page	RB505 / 288
Instrument Date	Mar 17, 2022
Instrument	22001424
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	LEDBETTER TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 N SPRING ST, SPARTA, TN 38583-1415

Mortgage

Document Number	0022001425
Date	Mar 25, 2022
Instrument	22001425

Lender

Name	WILSON BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Feb 12, 2019
Property Address	26 S SPRING ST, SPARTA, TN 38583-1864
Document Number	0000000468
Book / Page	000429 / 000081
Instrument Date	Feb 8, 2019
Instrument	468
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 S SPRING ST SPARTA TN 38583, SPARTA, TN 38583

Mortgage

Document Number	469
Date	Feb 12, 2019
Book Page	000429/000083
Instrument	469

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2049

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WHITE TN
Recording Date	Aug 24, 2018
Property Address	26 S SPRING ST, SPARTA, TN 38583-1864
Book / Page	000420 / 000903
Instrument Date	Aug 16, 2018
Instrument	2878
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	CATRON ANN SPRING ST S SPARTA TN 38583, SPARTA, TN 38583

Mortgage

Document Number	0000002878
Date	Aug 24, 2018
Book Page	000420/000903
Instrument	2878

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,850 Land $5,500 Building $49,350	$219,400 Land $22,000 Building $197,400
2023		$31,850 Land $3,750 Building $28,100
2021	$945.00
2020			$127,400 Land $15,000 Building $112,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 26 S Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 S Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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