26 S Ebey Rd, Coupeville, WA 98239 Property Records

Island County property record for 26 S Ebey Rd, Coupeville, WA 98239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,979 sqft · built 1890
Lot Size	1.44 acres (62,726 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Mar 2022)
Tax Bill	$4,343 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R13104-487-2140`

Property Details

APN / Parcel Number

Primary APN	`R13104-487-2140`
Alternative APN	`4845`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,979 sqft Living Area
1st Floor Area	1,231 sqft
Upper Floors Area	749 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Foundation Type	Block
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Porch	Open Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	26 S EBEY RD
City	COUPEVILLE
State	WA
Zip	98239-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Description	23 T S DAVIS DC - BG NE CR SD DC S1138 TPB S110 S89* W158.05 S115 S89W200.95 N225 N89E359 TPB EX RD
Legal Range	1E
Legal Township	31N
Legal Section	04
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	1
Census Block	1004
Census Tract	971100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Whidbey Island Historic District listed 1973 · 398 contributing resources · NRIS 73001869

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

26 S Ebey Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26 S EBEY RD, COUPEVILLE, WA 98239-9792
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on File
Deed Sale	Mar 9, 2022 · Amount on File
Prior Sale	Nov 4, 2016 · Amount on File
Deed Document Number	20224541169
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Mar 9, 2022
Property Address	26 S EBEY RD, COUPEVILLE, WA 98239-9792
Document Number	0004541169
Instrument Date	Mar 7, 2022
Instrument	4541169
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,743.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 MOUW LN, COUPEVILLE, WA 98239-3304
Investor	Possibly a Property Investor

Mortgage

Document Number	0004541170
Date	Mar 9, 2022
Instrument	4541170

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	26 S EBEY RD, COUPEVILLE, WA 98239-9792
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004507225
Date	Jan 6, 2021
Instrument	4507225

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 26 S Ebey Rd was $4,343.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Coupeville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,343.00
2025		$606,910 Land $278,800 Building $328,110	$606,910 Land $278,800 Building $328,110
2023	$4,277.00	$622,404 (+15.67%) Land $290,000 Building $332,404	$622,404 (+15.67%) Land $290,000 Building $332,404
2022		$538,073 Land $280,000 Building $258,073	$538,073 Land $280,000 Building $258,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 S Ebey Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (1999–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2018
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado, Dec 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 S Ebey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COUPEVILLE serves 4,142 people · EPA ID WA5315550
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Ziply Fiber.

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